57 Couch Dr, Manchester, KY 40962 Property Records

Clay County property record for 57 Couch Dr, Manchester, KY 40962

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,998 sqft · built 1987
Lot Size	0.463 acres (20,168 sqft)
Owner	Individual Name on Record
Last Sale	$170,900 (Aug 2022)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-10-00-018.00`

Property Details

APN / Parcel Number

Primary APN	`185-10-00-018.00`
Alternative APNs	`118631` `4965`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,998 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,168 sqft (0.463 acres)
Garage Type	Attached
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	4965
Street Address	57 COUCH DR
City	MANCHESTER
State	KY
Zip	40962-5513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.463 ACRES & HOUSE
Jurisdiction	CLAY KY
Township / Civil Division	BIG CREEK
Census Block Group	3
Census Block	3019
Census Tract	950400

Owner

Source: Clay County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	57 COUCH DR, MANCHESTER, KY 40962-5513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Deed Document Number	2022316869
Deed Book / Page	340 / 159
Prior Transfer Date	Dec 10, 2008
Prior Transfer Doc	DEED292/257
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY KY
Recording Date	Aug 30, 2022
Property Address	57 COUCH DR, MANCHESTER, KY 40962-5513
Document Number	000340/159
Book / Page	340 / 159
Instrument Date	Aug 5, 2022
Instrument	316869
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	MILLENNIAL TITLE LLC, MILLENNIAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 COUCH DR, 57, MANCHESTER, KY 40962-5513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 COUCH DR, MANCHESTER, KY 40962-5513

Mortgage

Document Number	0000316870
Date	Aug 30, 2022
Instrument	316870

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,040.00 (+0.1%)	$170,900 (-)	$170,900 (-)
2023	$2,038.00	$170,900	$170,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1989–2025)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 2 claims Severe Storms, Mudslides & Flooding, Oct 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 89% of Kentucky
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 11,349 people · EPA ID KY0260737
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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