57 Cool Meadows Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 57 Cool Meadows Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,556 sqft · built 2003
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Jun 2025)
Tax Bill	$6,596 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T042400107`

Property Details

APN / Parcel Number

Primary APN	`T042400107`
Alternative APN	`2-0067-9351-00-0035.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,556 sqft Living Area
Gross Area	6,178 sqft
1st Floor Area	2,215 sqft
Basement Area	1,992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T042400107
Street Address	57 COOL MEADOWS CT
City	O FALLON
State	MO
Zip	63366-4179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBER MEADOWS #2 LOT 35
Legal Subdivision	AMBER MEADOWS #2
Legal Lot Number	35
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1002
Census Tract	311737

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	57 COOL MEADOWS CT, O FALLON, MO 63366-4179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 8, 2021	Deed of Trust, Mortgage INTEGRITY MTG/MO
Jul 5, 2019	Quit Claim Deed, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Prior Sale	Jul 5, 2019 · Amount on Record
Deed Document Number	202523594
Prior Transfer Date	Oct 11, 2024
Prior Transfer Doc	0000044206
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	57 COOL MEADOWS CT, O FALLON, MO 63366-4179
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 COOL MEADOWS CT, O FALLON, MO 63366-4179

Mortgage

Document Number	0000054035
Date	Oct 3, 2022
Instrument	2022R-054035

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Aug 1, 2032

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	57 COOL MEADOWS CT, O FALLON, MO 63366-4179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069530141
Date	Jul 25, 2018
Book Page	6953/0141
Instrument	20180725000419470

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	57 COOL MEADOWS CT, O FALLON, MO 63366-4179
Document Number	0000004370
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	SELECT TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	57 COOL MEADOWS CT O FALLON MO 633664179, O FALLON, MO 63366-4179

Mortgage

Document Number	0000004370
Date	Jan 14, 2021
Instrument	4370

Lender

Name	INTEGRITY MTG/MO
Type	Mortgage Company
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 5, 2019
Property Address	57 COOL MEADOWS CT, O FALLON, MO 63366-4179
Document Number	0071011316
Book / Page	007101 / 001316
Instrument Date	Jul 1, 2019
Instrument	341460
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	57 COOL MEADOWS CT O FALLON MO 633664179, O FALLON, MO 63366-4179

Mortgage

Document Number	71011321
Date	Jul 5, 2019
Book Page	007101/001321
Instrument	341480

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,098 (-)	$542,622 (-) Land $100,000 Building $442,622
2025	$6,596.00 (+3.13%)	$103,098 (+6.18%)	$542,622 (+6.18%) Land $100,000 Building $442,622
2024	$6,396.00
2023		$97,099
2022			$511,047 Land $70,000 Building $441,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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