St. Charles County property record for 56 Cool Meadows Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,748 sqft · built 2004 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $430,000 (Jul 2006) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T042400109 |
| Primary APN | T042400109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,048 sqft Living Area |
| Gross Area | 6,136 sqft |
| 1st Floor Area | 2,748 sqft |
| Basement Area | 2,748 sqft |
| Finished Basement | 1,300 sqft |
| Unfinished Basement | 1,448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 54 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T042400109 |
|---|---|
| Street Address | 56 COOL MEADOWS CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-4179 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMBER MEADOWS #2 LOT 37 |
| Legal Subdivision | AMBER MEADOWS #2 |
| Legal Lot Number | 37 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 311737 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 56 COOL MEADOWS CT, O FALLON, MO 63366-4179 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2006 · Amount on Record |
| Deed Sale | Jul 21, 2006 · Amount on Record |
| Prior Sale | Aug 30, 2004 · Amount on Record |
| Deed Document Number | 2006620200 |
| Deed Book / Page | 4536 / 591 |
| Last Transfer Date | Dec 17, 2024 |
| Transfer Doc | 0000052955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 56 COOL MEADOWS CT, O FALLON, MO 63366-4179 |
| Document Number | 0000075402 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 56 COOL MEADOWS CT O FALLON MO 633664179, O FALLON, MO 63366-4179 |
| Document Number | 0000075402 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 75402 |
| Name | ACCESS CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 6, 2040 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $106,103 (+6.37%) | $558,439 (+6.37%) Land $100,000 Building $458,439 |
| 2023 | $99,753 | |
| 2022 | $525,015 Land $70,000 Building $455,015 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
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