57 Charter Ridge Dr, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 57 Charter Ridge Dr, Sandy Hook, CT 06482

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,545 sqft · built 2003
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jul 2018)
Tax Bill	$16,699 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00925430`

Property Details

APN / Parcel Number

Primary APN	`00925430`
Alternative APNs	`NTWN M:51 B:8 L:89 U:11` `NEWT M:51 B:8 L:89 U:11` `925430`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,545 sqft Living Area
Gross Area	7,455 sqft
1st Floor Area	1,823 sqft
Basement Area	1,823 sqft
Unfinished Basement	634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	96,703 sqft (2.22 acres)
Garage Type	Detached
Pool Type	Pool with Hot Tub/Spa
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	925430
Street Address	57 CHARTER RIDGE DR
City	SANDY HOOK
State	CT
Zip	06482-1573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	8
Legal Lot Number	89
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	1
Census Block	1010
Census Tract	230501

Owner

57 Charter Ridge Dr is owned and occupied by two individuals who acquired it in February 2020.

Source: Newtown Town records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1573
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage UNION FEDERAL CREDIT UNION
Feb 19, 2020	Quit Claim Deed, Transfer · ARM POLISH & SLAVIC FCU
Jul 23, 2018	Warranty Deed, Transfer FIRST NATL BK
Jul 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on File
Deed Sale	Jul 23, 2018 · Amount on File
Prior Sale	Jul 23, 2018 · Amount on File
Deed Document Number	20183961120002
Deed Book / Page	1114 / 935
Last Transfer Date	Feb 13, 2020
Transfer Doc	0000001071
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Recording Date	Jun 18, 2026
Property Address	57 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1573
Document Number	0000001927
Book / Page	1250 / 890
Instrument Date	May 9, 2026
Instrument	20261927
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1573

Mortgage

Document Number	0000001927,
Date	Jun 18, 2026
Book Page	1250/890
Instrument	20261927

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTOWN CT
Recording Date	Feb 19, 2020
Property Address	57 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1573
Document Number	1138-293
Book / Page	1138 / 293
Instrument Date	Feb 13, 2020
Instrument	20200-00001071
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	57 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1573

Mortgage

Document Number	1138-296
Date	Feb 19, 2020
Book Page	1138/296
Instrument	20200-00001072

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2030

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTOWN CT
Recording Date	Jul 23, 2018
Property Address	57 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1573
Document Number	1114-935
Book / Page	1114 / 935
Instrument	3961120002
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11140937
Date	Jul 23, 2018
Instrument	01114/0937

Lender

Name	FIRST NATL BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTOWN CT
Recording Date	Jul 23, 2018
Property Address	57 CHARTER RIDGE DR, SANDY HOOK, CT 06482-1573
Document Number	1114-933
Book / Page	001114 / 000933
Instrument Date	May 4, 2018
Instrument	3961110002
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount on Record
Tax	$615.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16260 N 71ST ST SCOTTSDALE AZ 852541591, SCOTTSDALE, AZ 85254-1591
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 57 Charter Ridge Dr was $16,699.

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,699.00	$581,020 Land $131,850 Building $449,170	$406,714 Land $92,295 Building $314,419
2024	$16,699.00 (+9.99%)
2023	$15,182.00 (+10.21%)	$578,580 (+45.61%) Land $131,850 Building $446,730
2022	$13,776.00	$397,350 Land $93,550 Building $303,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Charter Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Charter Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

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