57 Castle Bluff Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 57 Castle Bluff Dr, Saint Charles, MO 63304

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Mar 2025)
Tax Bill	$1,679 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T061100165`

Property Details

APN / Parcel Number

Primary APN	`T061100165`
Alternative APN	`3-0041-9751-00-0057.0000000`

Exterior

Lot Area	31,799 sqft (0.73 acres)
Terrain	Rolling

Location & Zoning

Account Number	T061100165
Old Parcel Number	T061100165
Street Address	57 CASTLE BLUFF DR
City	SAINT CHARLES
State	MO
Zip	63304-0451
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	WINDCASTLE #2 LOT 57
Legal Range	04E
Legal Township	46N
Legal Subdivision	WINDCASTLE #2
Legal Lot Number	57
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1006
Census Tract	311132

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2049 KEHRS MILL RD, CHESTERFIELD, MO 63005-6503
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL LOAN COMPANY LLC
Nov 12, 2020	Warranty Deed, Transfer · Line of Credit GREAT STHRN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Prior Sale	Aug 15, 2022
Deed Document Number	0020259355
Deed Book / Page	2025 / 9355
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 15, 2022
Property Address	57 CASTLE BLUFF DR, SAINT CHARLES, MO 63304-0451
Document Number	0000045077
Map Reference	MB 41 PG 372
Instrument Date	Aug 11, 2022
Instrument	2022R-045077
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 EXPEDITION TRAIL CT, SAINT CHARLES, MO 63303-3363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 VILLAGE DR W, SAINT CHARLES, MO 63303-5180

Mortgage

Document Number	0000045078
Date	Aug 15, 2022
Instrument	2022R-045078

Lender

Name	FIRST FINANCIAL LOAN COMPANY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 12, 2020
Property Address	57 CASTLE BLUFF DR, SAINT CHARLES, MO 63304-0451
Document Number	0000087501
Instrument Date	Nov 9, 2020
Instrument	87501
Transaction Type	Transfer
Record Updated	Mar 8, 2021
Title Company	PTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	28 EXPEDITION TRAIL CT ST CHARLES MO 633033363, ST CHARLES, MO 63303-3363

Mortgage

Document Number	87502
Date	Nov 12, 2020
Instrument	87502

Lender

Name	GREAT STHRN BK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,679.00	$28,500 (-)	$150,000 (-) Land $150,000
2023		$28,500
2022			$150,000 Land $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	26 (1979–2019)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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