64 Castle Bluff Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 64 Castle Bluff Dr, Saint Charles, MO 63304

Property Summary

Property Type	Vacant Land
Lot Size	1.29 acres (56,192 sqft)
Owner	Company Name on Record
Last Sale	$383,040 (Jul 2023)
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T061100172`

Property Details

APN / Parcel Number

Primary APN	`T061100172`
Alternative APN	`3-0041-9751-00-0064.0000000`

Exterior

Lot Area	56,192 sqft (1.29 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T061100172
Street Address	64 CASTLE BLUFF DR
City	SAINT CHARLES
State	MO
Zip	63304-0451
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	WINDCASTLE #2 LOT 64
Legal Subdivision	WINDCASTLE #2
Legal Lot Number	64
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1006
Census Tract	311132

Owner

Source: St. Charles County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12 VILLAGE DR W, SAINT CHARLES, MO 63303-5180
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Special Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL LOAN COMPANY LLC
Jan 20, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, UST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	202330447
Prior Transfer Date	Jan 4, 2022
Prior Transfer Doc	0000004219
Record Updated	Jun 8, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 31, 2023
Property Address	64 CASTLE BLUFF DR, SAINT CHARLES, MO 63304-0451
Document Number	0000030447
Map Reference	MB 41 PG 372
Instrument Date	Jul 28, 2023
Instrument	2023R-030447
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 WINDCASTLE DR, SAINT CHARLES, MO 63304-0446

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 VILLAGE WEST DRIVE, SAINT CHARLES, MO 63303-5180

Mortgage

Document Number	0000030448
Date	Jul 31, 2023
Instrument	2023R-030448

Lender

Name	FIRST FINANCIAL LOAN COMPANY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 20, 2022
Property Address	64 CASTLE BLUFF DR, SAINT CHARLES, MO 63304-0451
Document Number	0000004219
Map Reference	MB 41 PG 372
Instrument Date	Jan 4, 2022
Instrument	2022R-004219
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 VILLAGE DR W, 12, SAINT CHARLES, MO 63303-5180

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 WINDCASTLE DR, SAINT CHARLES, MO 63304-0446

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,685.00 (-0.67%)	$45,589 (-)	$239,940 (-) Land $239,940
2024	$2,703.00 (-7.02%)
2023		$45,589 (-)
2022	$2,907.00	$45,589	$239,940 (-) Land $239,940
2021			$239,940 Land $239,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	26 (1979–2019)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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