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57 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 57 10th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1984
Square Footage1,106 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Tax Bill$1,635.00 (2025)

Property Details

APN / Parcel Number

Primary APN78005
Alternative APN
  • 012630000101740010

Interior

Full Baths1 Baths
Building Area1,106 sqft Heated Area
Gross Area1,450 sqft Gross Area
1st Floor1,106 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1984
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Depth X Width75 ft x 100 ft Depth x Width
FenceFence
PorchOpen Porch
Porch Area80 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number78005
Street Address57 10TH ST
CitySAINT CLOUD
StateFL
Zip34769-3901
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 174 W 1/2 LOTS 1 THRU 4 1-26-30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block174
Legal Lot Number1-4 2
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5064
Census Tract43500

Owner

Source: Osceola County records · APN 78005

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address57 10TH ST, SAINT CLOUD, FL 34769-3901
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERISAVE MORTGAGE CORP
Aug 20, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 09, 2022
Deed SaleApr 09, 2022
Prior SaleApr 07, 2010 · Amount on Record
Deed Doc Number0062001134
Deed Book / Page5576 / 0238
Prior Transfer DateAug 20, 2019
Prior Transfer Doc2019107430
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address57 10TH ST, SAINT CLOUD, FL 34769-3901
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 10TH ST, SAINT CLOUD, FL 34769-3901

Mortgage

Document Number0062001136
DateApr 25, 2022
Book Page6200/1136
Instrument2022064718
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateJul 01, 2027
Min Rate At Change2%
Max Rate At Change3.75%
Index1-Year CMT
Margin2
Max Rate3.75%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 20, 2019
Property Address57 10TH ST, SAINT CLOUD, FL 34769-3901
Document Number0055760238
Book / Page5576 / 0238
Map ReferenceMB B PG 33&34
Instrument DateAug 12, 2019
Instrument2019107430
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyGOLD STAR TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1802 SARNO RD, 1802, MELBOURNE, FL 32935-3908

Transferred To (Grantee/Buyer)

NameVerified Name
Address718 KEITH CT, SAINT CLOUD, FL 34769-6214

Mortgage

Document Number0005576240
DateAug 20, 2019
Instrument5576/240
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,635.00 (+7.42%) Homeowner's exemption$134,267 (+5.99%)$199,800 (+12.44%) Land $46,800 Building $153,000
2023$1,522.00 (+5.4%) Homeowner's exemption$126,683 (+3.58%)$177,700 (+14.13%) Land $42,500 Building $135,200
2022$1,444.00 Homeowner's exemption$122,301$155,700 Land $35,100 Building $120,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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