5699 Emerald Rd, Cookeville, TN 38501 Property Records

Putnam County property record for 5699 Emerald Rd, Cookeville, TN 38501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,103 sqft · built 2017
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Sep 2021)
Tax Bill	$1,754 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071018 02808`

Property Details

APN / Parcel Number

Primary APN	`071018 02808`
Alternative APN	`018 02808`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,103 sqft Living Area
1st Floor Area	1,767 sqft
Upper Floors Area	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	249 ft deep x 129 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5699 EMERALD RD
City	COOKEVILLE
State	TN
Zip	38501-7986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 15, COUNTY AREA: N01
Legal Subdivision	MASON ACRES
Legal Lot Number	9
Jurisdiction	PUTNAM TN
Township / Civil Division	11
Census Block Group	2
Census Block	2010
Census Tract	301

Owner

Source: Putnam County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5699 EMERALD RD, COOKEVILLE, TN 38501-7986
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 24, 2021	Warranty Deed, Transfer · VA Mortgage SUCCESS MORTGAGE PARTNERS INC
May 21, 2018	Warranty Deed, Transfer · Conventional Mortgage PUTNAM 1ST MERCANTILE BK
Jun 26, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	2021263356
Deed Book / Page	1341 / 672
Prior Transfer Date	Jun 27, 2016
Prior Transfer Doc	RB945173
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	5699 EMERALD RD, COOKEVILLE, TN 38501-7986
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001537758
Date	Apr 30, 2024
Book Page	1537/758
Instrument	297597

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Sep 24, 2021
Property Address	5699 EMERALD RD, COOKEVILLE, TN 38501-7986
Document Number	1341672
Book / Page	1341 / 672
Map Reference	CAB F SL 39A
Instrument Date	Sep 21, 2021
Instrument	263356
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5699 EMERALD RD, COOKEVILLE, TN 38501-7986

Mortgage

Document Number	263357
Date	Sep 24, 2021
Instrument	263357

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	May 21, 2018
Property Address	5699 EMERALD RD, COOKEVILLE, TN 38501-7986
Document Number	RB1058571
Book / Page	001058 / 000571
Instrument Date	May 18, 2018
Instrument	213845
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5699 EMERALD RD COOKEVILLE TN 385017986, COOKEVILLE, TN 38501-7986

Mortgage

Document Number	RB1058573
Date	May 21, 2018
Book Page	001058/000573
Instrument	213846

Lender

Name	PUTNAM 1ST MERCANTILE BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Jun 26, 2017
Property Address	5699 EMERALD RD, COOKEVILLE, TN 38501-7986
Document Number	RB1001694
Book / Page	001001 / 000694
Instrument Date	Jun 22, 2017
Instrument	202732
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5699 EMERALD RD COOKEVILLE TN 385017986, COOKEVILLE, TN 38501-7986

Mortgage

Document Number	RB1001696
Date	Jun 26, 2017
Book Page	001001/000696

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,754.00 (+7.61%)	$65,950 (-) Land $2,725 Building $63,225
2023		$65,950 Land $2,725 Building $63,225
2022	$1,630.00
2021			$263,800 Land $10,900 Building $252,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGHAM UTILITY DISTRICT serves 7,906 people · EPA ID TN0000038
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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