5682 Emerald Rd, Cookeville, TN 38501 Property Records

Putnam County property record for 5682 Emerald Rd, Cookeville, TN 38501

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,946 sqft · built 2005
Lot Size	4.51 acres (196,456 sqft)
Owner	2 Owner Names on Record
Last Sale	$280,650 (Jul 2007)
Tax Bill	$2,531 (2025)
Deeds & Mortgages	May 2019 Line of Credit Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`071018 02405`

Property Details

APN / Parcel Number

Primary APN	`071018 02405`
Alternative APN	`018 02405`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,946 sqft Living Area
1st Floor Area	2,646 sqft
Upper Floors Area	300 sqft
Basement Area	2,646 sqft
Unfinished Basement	2,646 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	196,456 sqft (4.51 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	618 sqft
Deck Area	160 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	5682 EMERALD RD
City	COOKEVILLE
State	TN
Zip	38501-7985
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 15 TR 4,P/O 3 & 7, COUNTY AREA: N01
Legal Subdivision	JOHN NEWTON CANTRELL PROP
Legal Tract	4
Legal Lot Number	LIST
Jurisdiction	PUTNAM TN
Township / Civil Division	11
Census Block Group	2
Census Block	2011
Census Tract	301

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	5682 EMERALD RD, COOKEVILLE, TN 38501-7985
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN BK&TR/CUMBERLAND
Apr 30, 2018	Deed of Trust, Mortgage · Line of Credit AMERICAN BK&TR/CUMBERLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2007 · Amount on Record
Deed Sale	Jul 31, 2007 · Amount on Record
Prior Sale	Oct 24, 2003 · Amount on Record
Deed Document Number	000RB41061
Deed Book / Page	RB410 / 61
Last Transfer Date	Aug 1, 2007
Transfer Doc	RB41061
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	5682 EMERALD RD, COOKEVILLE, TN 38501-7985
Document Number	RB112040
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5682 EMERALD RD COOKEVILLE TN 385017985, COOKEVILLE, TN 38501-7985

Mortgage

Document Number	RB112040
Date	May 14, 2019
Book Page	001120/000040
Instrument	226078

Lender

Name	AMERICAN BK&TR/CUMBERLAND
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	5682 EMERALD RD, COOKEVILLE, TN 38501-7985
Document Number	RB105548
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5682 EMERALD RD COOKEVILLE TN 385017985, COOKEVILLE, TN 38501-7985

Mortgage

Document Number	RB105548
Date	May 2, 2018
Book Page	001055/000048
Instrument	213156

Lender

Name	AMERICAN BK&TR/CUMBERLAND
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,531.00 (+7.61%)	$95,150 (-) Land $8,700 Building $86,450
2023		$95,150 Land $8,700 Building $86,450
2022	$2,352.00
2021			$380,600 Land $34,800 Building $345,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGHAM UTILITY DISTRICT serves 7,906 people · EPA ID TN0000038
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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