5699 Cypress Rd, Clover, SC 29710 Property Records

York County property record for 5699 Cypress Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,200 sqft · built 1997
Lot Size	1.04 acres (45,476 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2024)
Tax Bill	$10,575 (2025)
Deeds & Mortgages	Apr 2024 Sale & Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`556-00-00-020`

Property Details

APN / Parcel Number

Primary APN	`556-00-00-020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,200 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	2,200 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	45,476 sqft (1.04 acres)
Porch	Slab
Deck Area	400 sqft
Patio Area	2,660 sqft

Location & Zoning

Street Address	5699 CYPRESS RD
City	CLOVER
State	SC
Zip	29710-7535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDII
Legal Description	1.044 AC / CYPRESS RD
Legal Subdivision	WV
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2013
Census Tract	61708

Owner

5699 Cypress Rd is owned and occupied by two individuals who bought it in April 2024.

Source: York County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5699 CYPRESS RD, CLOVER, SC 29710-7535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer · Line of Credit ALABAM
Apr 17, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG
Mar 21, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on File
Deed Sale	Apr 17, 2024 · Amount on File
Prior Sale	Mar 21, 2019 · Amount on File
Deed Document Number	202411571
Deed Book / Page	21258 / 254
Prior Transfer Date	Jun 3, 2011
Prior Transfer Doc	1201800134
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Apr 17, 2024
Property Address	5699 CYPRESS RD, CLOVER, SC 29710-7535
Document Number	2125800254
Book / Page	21258 / 254
Map Reference	MB C PG 2
Instrument Date	Apr 15, 2024
Instrument	2024011571
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2024011572
Date	Apr 17, 2024
Instrument	2024011572

Lender

Name	ALABAM
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	5699 CYPRESS RD, LAKE WYLIE, SC 29710-7535
Document Number	1838500475
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5699 CYPRESS RD CLOVER SC 297107535, CLOVER, SC 29710-7535

Mortgage

Document Number	1838500475
Date	Jul 1, 2020
Book Page	018385/000475
Instrument	28718

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Mar 21, 2019
Property Address	5699 CYPRESS RD, LAKE WYLIE, SC 29710-7535
Document Number	1745400025
Book / Page	17454 / 025
Map Reference	MB C-300 PG 2
Instrument Date	Mar 19, 2019
Instrument	2019010633
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	TITLE TO REAL ESTATE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5699 CYPRESS RD, CLOVER, SC 29710-7535

Mortgage

Document Number	2019010634
Date	Mar 21, 2019
Instrument	2019010634

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5699 Cypress Rd was $10,575.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,575.00	$25,650 Land $10,500 Building $15,150	$427,500 Land $175,000 Building $252,500
2023	$1,599.00	$11,040 Land $6,000 Building $5,040	$276,000 Land $150,000 Building $126,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5699 Cypress Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1989 · Hurricane Hugo

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5699 Cypress Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Comporium.

Cell Coverage

5G (outdoors only) and 4G LTE

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