5499 Cypress Rd, Clover, SC 29710 Property Records

York County property record for 5499 Cypress Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 1969
Lot Size	1.21 acres (52,968 sqft)
Owner	2 Trust Names on File
Last Sale	$795,000 (Nov 2024)
Tax Bill	$4,121 (2025)
Deeds & Mortgages	Dec 2025 Transfer Nov 2024 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`556-00-00-010`

Property Details

APN / Parcel Number

Primary APN	`556-00-00-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,176 sqft
2nd Floor Area	510 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	52,968 sqft (1.21 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	436 sqft
Patio Area	988 sqft
Storage Building	384 sqft

Location & Zoning

Street Address	5499 CYPRESS RD
City	CLOVER
State	SC
Zip	29710-8524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDII
Legal Description	CYPRESS RD PARCEL A 1.205AC LAKE WYLIE
Legal Subdivision	LLF
Legal Lot Number	8
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2013
Census Tract	61708

Owner

5499 Cypress Rd is held in a trust since November 2024.

Source: York County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7417 HAYES AVE, SANDUSKY, OH 44870-9354
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Intrafamily Transfer, Transfer
Nov 19, 2024	Deed, Transfer · Line of Credit ATLANTIC BAY MORTGAGE GROUP LLC
Jun 13, 2024	Intrafamily Transfer, Transfer
Jan 22, 2024	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2024 · Amount on File
Deed Sale	Nov 19, 2024 · Amount on File
Prior Sale	Jan 22, 2024 · Amount on File
Deed Document Number	202437036
Deed Book / Page	21621 / 236
Prior Transfer Date	Oct 6, 2014
Prior Transfer Doc	1447800250
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Dec 30, 2025
Property Address	5499 CYPRESS RD, CLOVER, SC 29710-8524
Document Number	2233300350
Book / Page	22333 / 350
Map Reference	MB 132 PG 697
Instrument Date	Dec 5, 2025
Instrument	2025044370
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7417 HAYES AVE, SANDUSKY, OH 44870-9354

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Nov 19, 2024
Property Address	5499 CYPRESS RD, CLOVER, SC 29710-8524
Document Number	2162100236
Book / Page	21621 / 236
Map Reference	MB 132 PG 697
Instrument Date	Nov 14, 2024
Instrument	2024037036
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,067.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 WATER POINTE WAY, SUFFOLK, VA 23434-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5499 CYPRESS RD, CLOVER, SC 29710-8524

Mortgage

Document Number	2024037037
Date	Nov 19, 2024
Instrument	2024037037

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Jun 13, 2024
Property Address	5499 CYPRESS RD, CLOVER, SC 29710-8524
Document Number	2135100126
Book / Page	21351 / 126
Map Reference	MB 132 PG 697
Instrument Date	Jun 3, 2024
Instrument	2024018297
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 WATER POINTE WAY, SUFFOLK, VA 23434-1512

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jan 22, 2024
Property Address	5499 CYPRESS RD, CLOVER, SC 29710-8524
Document Number	2112800122
Book / Page	21128 / 122
Map Reference	MB 132 PG 697
Instrument Date	Jan 19, 2024
Instrument	2024001876
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	BLACK OAK TITLE LLC, BLACKHAWK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,911.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	215 WATER POINTE WAY, SUFFOLK, VA 23434-1512

Mortgage

Document Number	2024001877
Date	Jan 22, 2024
Instrument	2024001877

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 5499 Cypress Rd was $4,121.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,121.00	$30,108 Land $13,000 Building $17,108	$752,700 Land $325,000 Building $427,700
2023	$9,659.00	$24,806 Land $14,841 Building $9,965	$459,648 Land $275,000 Building $184,648

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5499 Cypress Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1989 · Hurricane Hugo

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5499 Cypress Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Comporium.

Cell Coverage

5G (outdoors only) and 4G LTE

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