5699 Candlelite Ter, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5699 Candlelite Ter, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,540 sqft · built 1959
Lot Size	0.314 acres (13,678 sqft)
Owner	Individual Name on Record
Last Sale	$295,500 (Dec 2025)
Tax Bill	$5,045 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0143-0189-00`

Property Details

APN / Parcel Number

Primary APN	`550-0143-0189-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	820 sqft
2nd Floor Area	720 sqft
Basement Area	500 sqft

Exterior

Year Built	Built 1959
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	13,678 sqft (0.314 acres)
Lot Dimensions	186 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5699 CANDLELITE TER
City	CINCINNATI
State	OH
Zip	45238-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANDLELITE TERR 30.24 X 186.87 IRR-LOT 29 COUNTRYEST SUB
Legal Subdivision	COUNTRY ESTATE SUB
Legal Lot Number	29
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	5
Census Block	5000
Census Tract	21202

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5699 CANDLELITE TER, CINCINNATI, OH 45238-1848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage CINFED CU
Dec 16, 2025	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Dec 7, 2009 · Amount on Record
Deed Document Number	0000098235
Deed Book / Page	15563 / 1457
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5699 CANDLELITE TER, CINCINNATI, OH 45238-1848
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5699 CANDLELITE TER, CINCINNATI, OH 45238-1848

Mortgage

Document Number	0000077497
Date	Oct 6, 2025
Book Page	15515/1778
Instrument	2025-0077497

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.8%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 16, 2025
Property Address	5699 CANDLELITE TER, CINCINNATI, OH 45238-1848
Document Number	0000098235
Book / Page	15563 / 1457
Map Reference	MB 91 PG 78&79
Instrument Date	Dec 12, 2025
Instrument	2025-0098235
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5699 CANDLELITE TER, CINCINNATI, OH 45238-1848

Mortgage

Document Number	0000098236
Date	Dec 16, 2025
Instrument	2025-0098236

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,045.00 (+2.81%)	$83,475 (-) Land $14,175 Building $69,300
2024	$4,907.00 (-1.96%)	$83,475 (-) Land $14,175 Building $69,300
2023	$5,005.00 (+26.58%)	$83,475 (+51.46%) Land $14,175 Building $69,300	$238,500 (+51.47%) Land $40,500 Building $198,000
2022	$3,954.00 Homeowner's exemption	$55,112 Land $11,330 Building $43,782
2020			$157,460 Land $32,370 Building $125,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Candlelite Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures