5679 Candlelite Ter, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5679 Candlelite Ter, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1959
Lot Size	0.435 acres (18,992 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Aug 1995)
Tax Bill	$4,934 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`550-0143-0183-00`

Property Details

APN / Parcel Number

Primary APN	`550-0143-0183-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Basement Area	1,520 sqft
Finished Basement	560 sqft

Exterior

Year Built	Built 1959
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	18,992 sqft (0.435 acres)
Lot Dimensions	210 ft deep x 25 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5679 CANDLELITE TER
City	CINCINNATI
State	OH
Zip	45238-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANDLELITE TER 25.74 X 210.09 IRR-LOT 23 COUNTRYESTATES SUB
Legal Subdivision	COUNTRY ESTATES SUB
Legal Lot Number	23
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	5
Census Block	5000
Census Tract	21202

Owner

5679 Candlelite Ter is owned and occupied by two individuals who bought it in August 1995.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5679 CANDLELITE TER, CINCINNATI, OH 45238-1848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Apr 27, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 1995 · Amount on File
Deed Sale	Aug 29, 1995 · Amount on File
Deed Document Number	760995
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5679 CANDLELITE TER, CINCINNATI, OH 45238-1848
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	PROMINENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002904
Date	Apr 14, 2017
Book Page	13396/00189
Instrument	17-0032904

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2027

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5679 CANDLELITE TER, CINCINNATI, OH 45238-1848
Document Number	0000037251
Instrument Date	Apr 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5679 CANDLELITE TER CINCINNATI OH 452381848, CINCINNATI, OH 45238-1848

Mortgage

Document Number	0000037251
Date	May 14, 2019
Book Page	013917/001818
Instrument	37251

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5679 Candlelite Ter was $4,934, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,934.00 (+2.6%)	$81,487 (-) Land $14,175 Building $67,312
2024	$4,809.00 (-1.82%)	$81,487 (-) Land $14,175 Building $67,312
2023	$4,898.00 (+29%)	$81,487 (+54.48%) Land $14,175 Building $67,312	$232,820 Land $40,500 Building $192,320
2022	$3,797.00 Homeowner's exemption	$52,749 Land $11,330 Building $41,419
2020			$150,710 Land $32,370 Building $118,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5679 Candlelite Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5679 Candlelite Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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