Santa Rosa County property record for 5697 Ridge Ave, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,325 sqft · built 1999 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $253,000 (Jul 2022) |
| Tax Bill | $2,317 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-1N-28-0000-01418-0000 |
| Primary APN | 18-1N-28-0000-01418-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| Gross Area | 1,816 sqft |
| 1st Floor Area | 1,325 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 13,460 sqft (0.309 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 282 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
|---|---|
| Porch Area | 209 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5697 RIDGE AVE |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *DESCRIPTION UPDATE FOR 2022** 18-1N-28W COM SE CORN 18-1N-28 THN N1*0742E 1318.17 FT THN N88*3932W 219 .55 FT TO W R/W AVALON BLVD THN S36*2358W 12.22 FT THN N 88*3932W 986.90 FT TO POB THN S1*2028W 150 FT THN N88* 3932W 90 FT THN N1*2O28E 150 FT TH |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 18 |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10711 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5697 RIDGE AVE, MILTON, FL 32583-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Nov 7, 2017 | Quit Claim Deed, Transfer SURETY LAND AND TITLE COMPANY |
| Nov 7, 2017 | Warranty Deed, Transfer · FHA Mortgage SYNOVUS MORTGAGE CORP |
| Jul 5, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on Record |
| Deed Sale | Jul 20, 2022 · Amount on Record |
| Prior Sale | Nov 7, 2017 · Amount on Record |
| Deed Document Number | 202242795 |
| Deed Book / Page | 4307 / 1968 |
| Prior Transfer Date | Aug 31, 2004 |
| Prior Transfer Doc | 0023580890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5697 RIDGE AVE, MILTON, FL 32583-1635 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5697 RIDGE AVE, MILTON, FL 32583-1635 |
| Document Number | 0046721839 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 4672/1839 |
| Instrument | 202550397 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5697 RIDGE AVE, MILTON, FL 32583-1635 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5697 RIDGE AVE, MILTON, FL 32583-1635 |
| Document Number | 0044431853 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | 4443/1853 |
| Instrument | 202347261 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 20, 2022 |
| Property Address | 5697 RIDGE AVE, MILTON, FL 32583-1635 |
| Document Number | 0043071968 |
| Book / Page | 4307 / 1968 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 202242795 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,771.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6712 HELMS RD, 6712, PENSACOLA, FL 32526-8511 |
| Name | Verified Name |
|---|---|
| Address | 5697 RIDGE AVE, MILTON, FL 32583-1635 |
| Document Number | 0043071970 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 4307/1970 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5697 RIDGE AVE, MILTON, FL 32583-1635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5697 RIDGE AVE, MILTON, FL 32583-1635 |
| Document Number | 0042491688 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 4249/1688 |
| Instrument | 202210867 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 7, 2017 |
| Property Address | 5697 RIDGE AVE, MILTON, FL 32583-1635 |
| Document Number | 0036761178 |
| Book / Page | 003676 / 001178 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 46359 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2017 |
| Title Company | SURETY LAND AND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1607 ANNIE PENTON RD JAY FL 325659429, JAY, FL 32565-9429 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 7, 2017 |
| Property Address | 5697 RIDGE AVE, MILTON, FL 32583-1635 |
| Document Number | 0036761180 |
| Book / Page | 3676 / 1180 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 201746360 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | SURETY LAND TITLE OF FLORIDA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $921.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1607 ANNIE PENTON RD, 1607, JAY, FL 32565-9429 |
| Name | Verified Name |
|---|---|
| Address | 5697 RIDGE AVE, MILTON, FL 32583-1635 |
| Document Number | 0201746361 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 201746361 |
| Name | SYNOVUS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 5, 2017 |
| Property Address | 5697 RIDGE AVE, MILTON, FL 32583-1635 |
| Document Number | 0036391129 |
| Book / Page | 003639 / 001129 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 27161 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1607 ANNIE PENTON RD JAY FL 325659429, JAY, FL 32565-9429 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $181,844 (+1.69%) Land $28,000 Building $153,844 | $181,844 (+1.69%) Land $28,000 Building $153,844 | |
| 2024 | $2,317.00 (-2.4%) | $178,824 (+2.14%) Land $28,000 Building $150,824 | $178,824 (+2.14%) Land $28,000 Building $150,824 |
| 2023 | $2,374.00 (+178.64%) Homeowner's exemption | $175,078 (+71.41%) Land $26,000 Building $149,078 | $175,078 (+8.4%) Land $26,000 Building $149,078 |
| 2022 | $852.00 Homeowner's exemption | $102,138 | $161,505 Land $24,000 Building $137,505 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 71 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 71 in force |
| Nearby Flood Claims | 15 (2020–2026) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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