Santa Rosa County property record for 5688 Ridge Ave, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,324 sqft · built 1996 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Mar 2026) |
| Tax Bill | $1,468 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-1N-28-0000-01100-0000 |
| Primary APN | 18-1N-28-0000-01100-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 2,889 sqft |
| 1st Floor Area | 1,324 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 57,499 sqft (1.32 acres) |
| Lot Dimensions | 522 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 725 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 642 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5688 RIDGE AVE |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | *DESC UPDATE FOR 2025* COM SE CORN OF NW4 OF SE4 IN SECTION 18 TOWNSHIP 1 NORTH RANGE 28 WEST THN N 25 FT TO N R/W OF RIDGE AVE TO POB THN N0*2'8E 218.29 FT THN N0*10'22W 175.54 FT THN S89*46'50W 209.68 FT THN S0*0'W 193.26 FT THN S89*35'51E 101.16 F |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 18 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10711 |
5688 Ridge Ave is owned and occupied by two individuals who bought it in March 2026.
Source: Santa Rosa County records, as of April 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5688 RIDGE AVE, MILTON, FL 32583-1640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 12, 2026 | Warranty Deed, Transfer · FHA Mortgage ACRISURE MORTGAGE LLC |
| Mar 19, 2020 | Quit Claim Deed, Transfer · VA Mortgage LENDING 3 INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2026 · Amount on File |
| Deed Sale | Mar 12, 2026 · Amount on File |
| Prior Sale | Jul 18, 2008 · Amount on File |
| Deed Document Number | 202612595 |
| Deed Book / Page | 4719 / 880 |
| Prior Transfer Date | Mar 12, 2020 |
| Prior Transfer Doc | 0000013437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5688 RIDGE AVE, MILTON, FL 32583-1640 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 5688 RIDGE AVE, MILTON, FL 32583-1640 |
| Document Number | 0042441229 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 4244/1229 |
| Instrument | 202208135 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 12, 2026 |
| Property Address | 5688 RIDGE AVE, MILTON, FL 32583-1640 |
| Document Number | 0047190880 |
| Book / Page | 4719 / 880 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 202612595 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8499 MELIACEAE DR, PENSACOLA, FL 32514-1905 |
| Name | Verified Name |
|---|---|
| Address | 5688 RIDGE AVE, MILTON, FL 32583-1640 |
| Document Number | 0004719882 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 4719/882 |
| Name | ACRISURE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 19, 2020 |
| Property Address | 5688 RIDGE AVE, MILTON, FL 32583-1640 |
| Document Number | 0039301115 |
| Book / Page | 003930 / 001115 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 13437 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5688 RIDGE AVE MILTON FL 325831640, MILTON, FL 32583-1640 |
| Document Number | 39301119 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 003930/001119 |
| Instrument | 13438 |
| Name | LENDING 3 INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 18, 2050 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $212,125 (+59.77%) Land $37,500 Building $174,625 | $212,125 (+9.55%) Land $37,500 Building $174,625 | |
| 2024 | $1,468.00 (+29%) Homeowner's exemption Disabled Person's exemption | $132,766 (+3%) | $193,631 (+1.05%) Land $22,500 Building $171,131 |
| 2023 | $1,138.00 (+3.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $128,899 (+3%) | $191,620 (+1.8%) Land $22,500 Building $169,120 |
| 2022 | $1,098.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $125,145 | $188,234 Land $21,000 Building $167,234 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5688 Ridge Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5688 Ridge Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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