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5696 Pebble Dr, Frederick, MD 21703 Property Records

Frederick County property record for 5696 Pebble Dr, Frederick, MD 21703 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,446 sqft · built 1982
Lot Size0.159 acres (6,939 sqft)
Owner2 Individual Names on File
Last Sale$442,500 (Jun 2026)
Tax Bill$3,711 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Sep 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-541198

Property Details

APN / Parcel Number

Primary APN28-541198
Alternative APN
  • 541198

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,446 sqft Living Area
1st Floor Area826 sqft
Basement Area620 sqft
Finished Basement620 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,939 sqft (0.159 acres)
Deck Area161 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number541198
Street Address5696 PEBBLE DR
CityFREDERICK
StateMD
Zip21703-7000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 206 PL 3 SEC 1.16 0.16 ACRE PEBBLE DRIVE
Legal SubdivisionFARMBROOK
Legal Lot Number206
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1001
Census Tract751002

Owner

Source: Frederick County records · APN 28-541198

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5696 PEBBLE DR, FREDERICK, MD 21703-7000
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
Sep 01, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 28, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Prior SaleApr 30, 2009 · Amount on Record
Deed Book / Page17912 / 198
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 12, 2026
Property Address5696 PEBBLE DR, FREDERICK, MD 21703-7000
Document Number1791000198
Book / Page17912 / 198
Instrument DateJun 05, 2026
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$446,925.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5696 PEBBLE DR, FREDERICK, MD 21703-7000
InvestorPossibly a Property Investor

Mortgage

Document Number1791000205,
DateJun 12, 2026
Book Page17912/205
Lender
NameZILLOW HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5696 PEBBLE DR, FREDERICK, MD 21703-7000
Transaction TypeMortgage
Record UpdatedSep 21, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address5696 PEBBLE DR, FREDERICK, MD 21703-7000

Mortgage

Document Number0161130029
DateSep 01, 2022
Book Page16113/29
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 22, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateSep 28, 2020
Property Address5696 PEBBLE DR, FREDERICK, MD 21703-7000
Document Number0141090477
Book / Page014109 / 000477
Instrument DateSep 22, 2020
Transaction TypeTransfer
Record UpdatedOct 08, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5696 PEBBLE DR FREDERICK MD 217037000, FREDERICK, MD 21703-7000

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,711.00 (+7.66%)$296,500 (+14.79%) Land $111,000 Building $185,500$296,500 (-) Land $111,000 Building $185,500
2024$3,447.00 (+10.66%)
2023$3,115.00$258,300$296,500 Land $111,000 Building $185,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2012, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 401 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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