5689 Pebble Dr, Frederick, MD 21703 Property Records

Frederick County property record for 5689 Pebble Dr, Frederick, MD 21703 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,852 sqft · built 1981
Lot Size0.221 acres (9,668 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Oct 2023)
Tax Bill$3,893 (2023)
Deeds & MortgagesNov 2025 Mortgage
Oct 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-541260

Property Details

APN / Parcel Number

Primary APN28-541260
Alternative APN
  • 541260

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,852 sqft Total Area
1st Floor Area916 sqft
Basement Area550 sqft
Finished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,668 sqft (0.221 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number541260
Street Address5689 PEBBLE DR
CityFREDERICK
StateMD
Zip21703-7000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 302 PLAT 3 SECTIO 0.22 ACRE PEBBLE DRIVE
Legal SubdivisionFARMBROOK
Legal Lot Number302
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1002
Census Tract751002

Owner

Source: Frederick County records · APN 28-541260

Assessment roll updated July 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5689 PEBBLE DR, FREDERICK, MD 21703-7000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · VA Mortgage
NFM LENDING
Oct 04, 2023Deed, Transfer · Conventional Mortgage
NFM INC
Jun 21, 2021Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 04, 2023 · Amount on Record
Deed SaleOct 04, 2023 · Amount on Record
Prior SaleJun 21, 2021 · Amount on Record
Deed Document Number0016623469
Deed Book / Page16623 / 469
Record UpdatedJun 07, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5689 PEBBLE DR, FREDERICK, MD 21703-7000
Transaction TypeMortgage
Record UpdatedDec 03, 2025
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5689 PEBBLE DR, FREDERICK, MD 21703-7000

Mortgage

Document Number0175970377
DateNov 12, 2025
Book Page17597/377
Lender
NameNFM LENDING
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 04, 2023
Property Address5689 PEBBLE DR, FREDERICK, MD 21703-7000
Document Number0166230469
Book / Page16623 / 469
Map ReferenceMB 23 PG 96
Instrument DateSep 08, 2023
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyAVALON SETTLEMENTS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5689 PEBBLE DR, FREDERICK, MD 21703-7000

Mortgage

Document Number0016623476
DateOct 04, 2023
Instrument16623/476
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2053

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 21, 2021
Property Address5689 PEBBLE DR, FREDERICK, MD 21703-7000
Document Number0150020453
Book / Page15002 / 453
Map ReferenceMB 23 PG 96
Instrument DateMay 07, 2021
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyWESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$987.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5689 PEBBLE DR, FREDERICK, MD 21703-7000

Mortgage

Document Number15002459
DateJun 21, 2021
Instrument15002/459
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,893.00$324,700$412,100 Land $112,500 Building $299,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Nearby Flood Policies7 in force
6 of 7 on primary residences
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2012, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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