5695 Howard Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 5695 Howard Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1979
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Tax Bill	$1,503 (2026)
Deeds & Mortgages	Mar 2024 Transfer Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11759`

Property Details

APN / Parcel Number

Primary APN	`11759`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Mixed
Garage Area	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5695 HOWARD LN
City	GLOUCESTER
State	VA
Zip	23061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	GLOUCESTER PARCEL C
Legal Subdivision	PLAT: PB21 928
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	100202

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 74, ARK, VA 23003-0074
Owner Type	Individual
Vesting	Widower

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Intrafamily Transfer, Transfer
Dec 22, 2023	Gift Deed, Transfer
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 27, 2024
Transfer Doc	0000000699
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 1, 2024
Property Address	5695 HOWARD LN, GLOUCESTER, VA 23061
Document Number	0240000699
Instrument Date	Feb 27, 2024
Instrument	240000699
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 74, ARK, VA 23003-0074

December 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 22, 2023
Property Address	5695 HOWARD LN, GLOUCESTER, VA 23061
Document Number	0230004805
Instrument Date	Dec 20, 2023
Instrument	230004805
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 74, ARK, VA 23003-0074

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5695 HOWARD LN, GLOUCESTER, VA 23061
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST VIRGINIA TITLE, FIRST VIRGINIA TITLE&ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200000586
Date	Feb 7, 2020
Instrument	200000586

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,503.00 (+7.28%)	$257,740 (+12.92%) Land $62,260 Building $195,480	$257,740 (+12.92%) Land $62,260 Building $195,480
2025	$1,401.00 (+5.34%)	$228,260 (-) Land $58,460 Building $169,800	$228,260 (-) Land $58,460 Building $169,800
2024	$1,330.00	$228,260 (-) Land $58,460 Building $169,800	$228,260 (-) Land $58,460 Building $169,800
2023	$1,330.00 (+5.06%)	$228,260 (+30.72%) Land $58,460 Building $169,800	$228,260 (+30.72%) Land $58,460 Building $169,800
2022	$1,266.00	$174,620 Land $44,790 Building $129,830	$174,620 Land $44,790 Building $129,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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