5609 Howard Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 5609 Howard Ln, Gloucester, VA 23061

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,904 sqft · built 2002
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on Record
Last Sale	$356,000 (Jul 2022)
Tax Bill	$2,002 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15631`

Property Details

APN / Parcel Number

Primary APN	`15631`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	239,580 sqft (5.5 acres)
Garage Type	Mixed
Garage Area	392 sqft
Porch	Slab
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5609 HOWARD LN
City	GLOUCESTER
State	VA
Zip	23061-4166
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	SC-1
Legal Description	ARK
Legal Subdivision	PLAT: PB19 89
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	2
Census Block	2001
Census Tract	100202

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5609 HOWARD LN, GLOUCESTER, VA 23061-4166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Deed Document Number	20223907
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jul 14, 2022
Property Address	5609 HOWARD LN, GLOUCESTER, VA 23061
Document Number	0220003907
Instrument Date	Jul 11, 2022
Instrument	220003907
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 HOWARD LN, GLOUCESTER, VA 23061

Mortgage

Document Number	0220003908
Date	Jul 14, 2022
Instrument	220003908

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Mar 1, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,002.00 (+10.24%)	$343,460 (+16.07%) Land $75,430 Building $268,030	$343,460 (+16.07%) Land $75,430 Building $268,030
2025	$1,816.00 (+5.28%)	$295,900 (-) Land $71,630 Building $224,270	$295,900 (-) Land $71,630 Building $224,270
2024	$1,725.00	$295,900 (-) Land $71,630 Building $224,270	$295,900 (-) Land $71,630 Building $224,270
2023	$1,725.00 (+3.85%)	$295,900 (+29.14%) Land $71,630 Building $224,270	$295,900 (+29.14%) Land $71,630 Building $224,270
2022	$1,661.00	$229,140 Land $75,380 Building $153,760	$229,140 Land $75,380 Building $153,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2003–2009)
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howard Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures