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5694 Loray Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 5694 Loray Ln, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property TypePlanned Unit Development
Lot Size0.116 acres (5,060 sqft)
OwnerIndividual Name on File
Last Sale$862,500 (Jul 2025)
Tax Bill$8,019 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN251-390-780-000

Property Details

APN / Parcel Number

Primary APN251-390-780-000

Exterior

Lot Area5,060 sqft (0.116 acres)

Location & Zoning

Street Address5694 LORAY LN
CityTRACY
StateCA
Zip95377-8064
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionLOT 140 TRACY HILLS VILLAGES 10A & 10B-TRACT 4112
Legal Tract4112
Legal Lot Number140
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1026
Census Tract5502

Owner

Source: San Joaquin County records · APN 251-390-780-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5694 LORAY LN, TRACY, CA 95377-8064
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2025 · Amount on Record
Deed SaleJul 10, 2025 · Amount on Record
Prior SaleJun 19, 2024
Deed Document Number2025-057810
Record UpdatedJun 08, 2026

July 2025: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJul 10, 2025
Property Address5694 LORAY LN, TRACY, CA 95377-8064
Document Number0000057810
Map ReferenceMB 44 PG 63
Instrument DateJun 13, 2025
Instrument2025-057810
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 01, 2025
Title CompanyUNKNOWN, LENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5694 LORAY LN, TRACY, CA 95377-8064

Mortgage

Document Number0000057811
DateJul 10, 2025
Instrument2025-057811
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateAug 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.99%
IndexSOFR Average 30-Day
Margin3
Max Rate8.99%

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770055021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1983–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimDec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskHigh
above 88% of the US · above 70% of California
Wildfire LikelihoodAbout 1 in 95 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Zinnia NetworksFixed Wireless (unlicensed)200 / 40

May also be available at this address: UnWired Broadband Holding, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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