5677 Loray Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 5677 Loray Ln, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property Type	Planned Unit Development
Lot Size	0.114 acres (5,005 sqft)
Owner	Individual Name on File
Last Sale	$769,500 (Aug 2025)
Tax Bill	$8,019 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`251-390-870-000`

Property Details

APN / Parcel Number

Primary APN	`251-390-870-000`

Exterior

Lot Area	5,005 sqft (0.114 acres)

Location & Zoning

Street Address	5677 LORAY LN
City	TRACY
State	CA
Zip	95377-8064
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	LOT 149 TRACY HILLS VILLAGE 10A & 10B-TRACT 4112
Legal Tract	4112
Legal Lot Number	149
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1026
Census Tract	5502

Owner

Source: San Joaquin County records · APN 251-390-870-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5677 LORAY LN, TRACY, CA 95377-8064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2025 · Amount on Record
Deed Sale	Aug 04, 2025 · Amount on Record
Prior Sale	Jun 19, 2024
Deed Document Number	2025-065092
Record Updated	Jun 08, 2026

August 2025: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 04, 2025
Property Address	5677 LORAY LN, TRACY, CA 95377-8064
Document Number	0000065092
Map Reference	MB 44 PG 63
Instrument Date	Aug 01, 2025
Instrument	2025-065092
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5677 LORAY LN, TRACY, CA 95377-8064

Mortgage

Document Number	0000065093
Date	Aug 04, 2025
Instrument	2025-065093

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770055021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	About 1 in 95 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Zinnia Networks	Fixed Wireless (unlicensed)	200 / 40

May also be available at this address: UnWired Broadband Holding, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.