Elkhart County property record for 56934 Ash Rd, Osceola, IN 46561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,808 sqft · built 1947 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,515 (Feb 2026) |
| Tax Bill | $660 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-05-10-351-010.000-001 |
| Primary APN | 20-05-10-351-010.000-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,128 sqft |
| 1st Floor Area | 1,808 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,028 sqft (0.345 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 45 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 56934 ASH RD |
|---|---|
| City | OSCEOLA |
| State | IN |
| Zip | 46561-9657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | SW 1/4 71 1/2X210-306FT N SW COR SEC 10 .345A |
| Legal Block | 351 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | BAUGO |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1402 |
56934 Ash Rd is owned and occupied by two individuals who bought it in February 2026.
Source: Elkhart County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56934 ASH RD, OSCEOLA, IN 46561-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 28, 2023 | Deed of Trust, Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT |
| Feb 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on File |
| Deed Sale | Feb 19, 2026 · Amount on File |
| Prior Sale | Sep 6, 2017 · Amount on File |
| Deed Document Number | 20262898 |
| Prior Transfer Date | Oct 24, 2008 |
| Prior Transfer Doc | 0200825609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 56934 ASH RD, OSCEOLA, IN 46561-9657 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000004774 |
|---|---|
| Date | Mar 28, 2023 |
| Instrument | 2023-04774 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | INDIANAPOLIS, IN 46204 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Feb 19, 2026 |
| Property Address | 56934 ASH RD, OSCEOLA, IN 46561-9657 |
| Document Number | 0000002898 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026-02898 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56934 ASH RD, OSCEOLA, IN 46561-9657 |
| Document Number | 0000002899 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026-02899 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Baugo Township |
| Unified School District | Baugo Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $124,400 (+16.04%) Land $16,200 Building $108,200 | $124,400 (+16.04%) Land $16,200 Building $108,200 | |
| 2024 | $660.00 | $107,200 (+6.67%) Land $16,200 Building $91,000 | $107,200 (+6.67%) Land $16,200 Building $91,000 |
| 2023 | $100,500 (+10.8%) Land $16,200 Building $84,300 | $100,500 (+10.8%) Land $16,200 Building $84,300 | |
| 2022 | $493.00 | $90,700 Land $16,200 Building $74,500 | $90,700 Land $16,200 Building $74,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 56934 Ash Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 56934 Ash Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 45% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surf Internet.
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