56922 Ash Rd, Osceola, IN 46561 Property Records

Elkhart County property record for 56922 Ash Rd, Osceola, IN 46561

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,540 sqft · built 1930
Lot Size	1.7 acres (74,226 sqft)
Owner	Individual Name on Record
Last Sale	$146,000 (Oct 2025)
Tax Bill	$2,306 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-05-10-351-009.000-001`

Property Details

APN / Parcel Number

Primary APN	`20-05-10-351-009.000-001`
Alternative APN	`0510351009001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	812 sqft
Upper Floors Area	728 sqft
Basement Area	812 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	74,226 sqft (1.7 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	182 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0510351009001
Old Parcel Number	0510351009001
Street Address	56922 ASH RD
City	OSCEOLA
State	IN
Zip	46561-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	125.75X608.25X118.5X607.44FT- 306FT N SW COR SW 1/4 SEC 10 1.704
Legal Block	351
Jurisdiction	ELKHART IN
Township / Civil Division	BAUGO
Census Block Group	2
Census Block	2033
Census Tract	1402

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56922 ASH RD, OSCEOLA, IN 46561-9657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Sep 15, 2015
Deed Document Number	2025-17747
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Oct 10, 2025
Property Address	56922 ASH RD, OSCEOLA, IN 46561-9657
Document Number	0000007747
Instrument Date	Sep 29, 2025
Instrument	2025-17747
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56922 ASH RD, OSCEOLA, IN 46561-9657

Mortgage

Document Number	0000007748
Date	Oct 10, 2025
Instrument	2025-17748

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Baugo Township
Unified School District	Baugo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$148,100 (+12.71%) Land $34,300 Building $113,800	$148,100 (+12.71%) Land $34,300 Building $113,800
2024	$2,306.00 (+182.6%)	$131,400 (+5.71%) Land $34,300 Building $97,100	$131,400 (+5.71%) Land $34,300 Building $97,100
2023		$124,300 (+9.23%) Land $34,300 Building $90,000	$124,300 (+9.23%) Land $34,300 Building $90,000
2022	$816.00	$113,800 Land $34,300 Building $79,500	$113,800 Land $34,300 Building $79,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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