56900 Ruggle's Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 56900 Ruggle's Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,728 sqft · built 1920
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Oct 2022)
Tax Bill	$2,405 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-003-011-02`

Property Details

APN / Parcel Number

Primary APN	`004-003-011-02`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	944 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	190 ft deep x 207 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	56900 RUGGLES RD
City	THREE RIVERS
State	MI
Zip	49093-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM SW COR E 1/2 SE 1/4 SEC 3 T6S R12W TH E 80.48 FT TO C/L OF RUGGLES RD TH N 551.10 FT TO POB TH W 190 FT TH N 195.38 FT TH
Legal Range	12W
Legal Township	06S
Legal Section	03
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	1
Census Block	1003
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56900 RUGGLES RD, THREE RIVERS, MI 49093-9713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Oct 19, 2001 · Amount on Record
Deed Document Number	20229210
Prior Transfer Date	Oct 18, 2022
Prior Transfer Doc	2022009210
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 26, 2022
Property Address	56900 RUGGLES RD, THREE RIVERS, MI 49093-9713
Document Number	2022009210
Instrument Date	Oct 18, 2022
Instrument	2022009210
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1332 N PASEO DEL CERVATO, 1332, GREEN VALLEY, AZ 85614-3614

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 WEST ST, SCHOOLCRAFT, MI 49087-7409

Mortgage

Date	Oct 26, 2022

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,500 (+11.89%) Land $15,700 Building $103,800	$239,000 (+11.89%) Land $31,400 Building $207,600
2025	$2,405.00 Homeowner's exemption	$106,800 Land $11,900 Building $94,900	$213,600 Land $23,800 Building $189,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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