569 Martin Mill Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 569 Martin Mill Rd, Baker, FL 32531

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,560 sqft · built 1976
Lot Size	20.4 acres (892,109 sqft)
Owner	2 Individual Names on Record
Tax Bill	$474 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-3384-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-3384-4`
Alternative APN	`16-4N-25-0000-0004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Heated Area
Gross Area	1,792 sqft
1st Floor Area	1,560 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	892,109 sqft (20.4 acres)
Porch	Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	569 MARTIN MILL RD
City	BAKER
State	FL
Zip	32531-8237
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	COM SE COR SW1/4 OF SE1/4 W420 FT TO POB W240 FT N660 FT E195 FT N800 FT TO S R/W SELY 540 FT S990 FT W420 FT S210 FT TO POB
Legal Range	25
Legal Township	04N
Legal Section	16
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	3
Census Block	3002
Census Tract	20102

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	541 MARTIN MILL RD, BAKER, FL 32531-8237
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2003
Deed Sale	Sep 29, 2003
Prior Sale	Jul 17, 2001
Deed Document Number	2060146
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 7, 2023
Property Address	569 MARTIN MILL RD, BAKER, FL 32531-8237
Document Number	0036644838
Book / Page	3664 / 4838
Instrument Date	Mar 3, 2023
Instrument	3609986
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 MARTIN MILL RD, BAKER, FL 32531-8237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 LORI LN, ANDALUSIA, AL 36420-5441

Mortgage

Document Number	0036644840
Date	Mar 7, 2023
Instrument	3664/4840

Lender

Name	ALL IN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$474.00 (+18.2%)	$38,253 (+23.33%) Land $12,210 Building $26,043	$72,830 (+11.03%)
2023	$401.00 (+2.3%)	$31,017 (+4.61%) Land $11,498 Building $19,519	$65,594 (-10.89%)
2022	$392.00	$29,651 Land $12,757 Building $16,894	$73,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20