520 Martin Mill Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 520 Martin Mill Rd, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,409 sqft · built 2014
Lot Size2 acres (87,120 sqft)
Owner2 Company Names on Record
Tax Bill$2,015 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-001-053-3149-0

Property Details

APN / Parcel Number

Primary APNC56-001-053-3149-0
Alternative APNs
  • 21-4N-25-0000-0002-001A
  • 25N42100000002001A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,409 sqft Living Area
Gross Area5,574 sqft
1st Floor Area2,409 sqft
Basement Area2,142 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)
Garage TypeAttached
Garage Area483 sqft
PorchSlab
Porch Area540 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address520 MARTIN MILL RD
CityBAKER
StateFL
Zip32531-8236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NE COR OF NW1/4 OF NE1/4 W 289.09 FT S 33 DEG W 31.64 FT TO POB S 33 DEG W 362.28 FT W 181.18 FT N 309.4 FT TO S R/W E 377.48 FT TO POB
Legal Range25W
Legal Township04N
Legal Section21
Legal Block2
Legal Lot Number1A
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group3
Census Block3055
Census Tract20102

Owner

Source: Okaloosa County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address520 MARTIN MILL RD, BAKER, FL 32531-8236
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Aug 23, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 13, 2017Quit Claim Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Nov 14, 2017Quit Claim Deed, Transfer
TITLE SOURCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 17, 2020
Transfer Doc0035684487
Record UpdatedOct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateAug 23, 2021
Property Address520 MARTIN MILL RD, BAKER, FL 32531-8236
Document Number0035684487
Book / Page3568 / 4487
Instrument DateSep 17, 2020
Instrument3482577
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address520 MARTIN MILL RD, BAKER, FL 32531-8236

Mortgage

Document Number35684492
DateAug 23, 2021
Instrument3568/4492
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term314 Months
DueOct 1, 2047

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateAug 23, 2021
Property Address520 MARTIN MILL RD, BAKER, FL 32531-8236
Document Number0035684511
Book / Page3568 / 4511
Instrument DateSep 17, 2020
Instrument3482579
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address520 MARTIN MILL RD, BAKER, FL 32531-8236

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateNov 13, 2017
Property Address520 MARTIN MILL RD, BAKER, FL 32531-8236
Document Number0033253475
Book / Page003325 / 003475
Instrument DateNov 2, 2017
Instrument3171929
Transaction TypeTransfer
Record UpdatedDec 8, 2017
Title CompanyTITLE SOURCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address520 MARTIN MILL RD BAKER FL 325318236, BAKER, FL 32531-8236

Mortgage

Document Number33253478
DateNov 13, 2017
Book Page003325/003478
Instrument3171930
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2047

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateNov 14, 2017
Property Address520 MARTIN MILL RD, BAKER, FL 32531-8236
Document Number0033254501
Book / Page003325 / 004501
Instrument DateNov 2, 2017
Instrument3172210
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyTITLE SOURCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address520 MARTIN MILL RD BAKER FL 325318236, BAKER, FL 32531-8236

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,015.00 (+6.05%) Homeowner's exemption$235,614 (+5.99%)$416,767 (+5.77%) Land $20,009 Building $396,758
2023$1,900.00 (+2.32%) Homeowner's exemption$222,305 (+3%)$394,037 (+8.63%) Land $13,463 Building $380,574
2022$1,857.00 Homeowner's exemption$215,830$362,726 Land $12,582 Building $350,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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