5686 Stephens Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5686 Stephens Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2024
Square Footage	2,597 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$552,100 (2024)
Tax Bill	$9,894.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`042531349300012610`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,597 sqft Heated Area
Gross Area	3,445 sqft Gross Area
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2024
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	380 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5686 STEPHENS RD
City	SAINT CLOUD
State	FL
Zip	34771-8454
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BRIDGEWALK PH 1B 2A & 2B PB 32 PGS 143-147 LOT 261
Legal Phase	1B
Legal Lot Number	261
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43700

Owner

Source: Osceola County records · APN 042531349300012610

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5686 STEPHENS RD, SAINT CLOUD, FL 34771-8454
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Deed Doc Number	0065732712
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,894.00 (+356.58%)	$479,100 (+538.8%) Land $90,000 Building $389,100	$479,100 (+538.8%) Land $90,000 Building $389,100
2023	$2,167.00 (+1,221.34%)	$75,000 (+535.59%) Land $75,000	$75,000 (+535.59%) Land $75,000
2022	$164.00	$11,800 Land $11,800	$11,800 Land $11,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	About 1 in 97 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.