5671 Stephens Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5671 Stephens Rd, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2024
Square Footage	2,427 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$547,300 (2024)
Tax Bill	$4,719.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`04-25-31-3493-0001-2870`
Alternative APN	`253104349300012870`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,427 sqft Living Area
Gross Area	3,419 sqft Gross Area
1st Floor	2,427 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached Garage
Garage Area	667 sqft Garage
Porch Area	25 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	5671 STEPHENS RD
City	SAINT CLOUD
State	FL
Zip	34771-8455
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BRIDGEWALK PH 1B 2A & 2B PB 32 PGS 143-147 LOT 287
Legal Subdivision	BRIDGEWALK PHASE 1B 2A 2B
Legal Lot Number	287
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43700

Owner

Source: Osceola County records · APN 04-25-31-3493-0001-2870

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5671 STEPHENS RD, SAINT CLOUD, FL 34771-8455
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2024 · Amount on Record
Deed Sale	Jun 26, 2024 · Amount on Record
Deed Doc Number	202483600
Deed Book / Page	6623 / 1145
Record Refreshed	Jun 08, 2026

June 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 26, 2024
Property Address	5671 STEPHENS RD, SAINT CLOUD, FL 34771-8455
Document Number	0066231145
Book / Page	6623 / 1145
Map Reference	MB 32 PG 143
Instrument Date	Jun 18, 2024
Instrument	2024083600
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,831.10
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5671 STEPHENS RD, SAINT CLOUD, FL 34771-8455

Mortgage

Document Number	2024083601
Date	Jun 26, 2024
Instrument	2024083601

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jul 01, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Max Rate	11.7%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,046.00 (+112.88%)	$494,200 (+558.93%) Land $90,000 Building $404,200	$494,200 (+558.93%) Land $90,000 Building $404,200
2024	$4,719.00 (+97.37%)
2023	$2,391.00 (+1,357.93%)	$75,000 (+535.59%) Land $75,000	$75,000 (+535.59%) Land $75,000
2022	$164.00	$11,800 Land $11,800	$11,800 Land $11,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	About 1 in 97 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.