5686 James Rd, Vassar, MI 48768 Property Records

Tuscola County property record for 5686 James Rd, Vassar, MI 48768

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,175 sqft · built 1970
Lot Size	0.302 acres (13,184 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Apr 2024)
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-018-233-0500-00`

Property Details

APN / Parcel Number

Primary APN	`020-018-233-0500-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,175 sqft Building Perimeter
1st Floor Area	1,175 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Condo/Apartment
Lot Area	13,184 sqft (0.302 acres)
Garage Area	648 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5686 JAMES RD
City	VASSAR
State	MI
Zip	48768-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAS-18 SEC 18 T11N R8E LOT 5 BLK 3 DU BOIS SUB.
Legal Range	08E
Legal Township	11N
Legal Section	18
Legal Subdivision	DU BOIS SUB
Legal Block	3
Legal Lot Number	5
Jurisdiction	TUSCOLA MI
Township / Civil Division	VASSAR
Census Block Group	4
Census Block	4028
Census Tract	900

Owner

Source: Tuscola County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5686 JAMES RD, VASSAR, MI 48768-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Deed Book / Page	1550 / 294
Prior Transfer Date	Jul 20, 2016
Prior Transfer Doc	0001002257
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Apr 16, 2024
Property Address	5686 JAMES RD, VASSAR, MI 48768-9607
Document Number	001550/294
Book / Page	1550 / 294
Map Reference	LB 2 PG 5
Instrument Date	Apr 11, 2024
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3575 MILLINGTON RD, MILLINGTON, MI 48746-9006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3575 MILLINGTON ROAD, VASSAR, MI 48768

Mortgage

Document Number	0001550296
Date	Apr 16, 2024
Instrument	1550/296

Lender

Name	DORT FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

Interest

Rate	6%
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	5-Year CMT
Max Rate	12%

Mortgage

Document Number	001550/296
Date	Apr 16, 2024
Book Page	1550/296

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	9048 HOLLY RD, GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

Interest

Rate	6%
Type Change Date	May 1, 2029
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	5-Year CMT
Max Rate	12%

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Vassar Township
Unified School District	Vassar Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,600 (+0.83%)	$145,200 (+0.83%)
2025	$1,924.00 (+122.69%) Homeowner's exemption	$72,000 (+13.74%)	$144,000 (+13.74%)
2024	$864.00 (+10.2%)
2023		$63,300	$126,600
2020	$784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1986–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VASSAR serves 2,697 people · EPA ID MI0006780
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Air Advantage, AT&T.

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