56849 Bow Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 56849 Bow Dr, Three Rivers, MI 49093 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,142 sqft · built 1975
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2022)
Tax Bill	$1,028 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2022 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-333-027-00`

Property Details

APN / Parcel Number

Primary APN	`009-333-027-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,142 sqft Building Perimeter
1st Floor Area	1,142 sqft
Basement Area	1,142 sqft
Unfinished Basement	1,142 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	145 ft deep x 105 ft wide
Garage Area	504 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	56849 BOW DR
City	THREE RIVERS
State	MI
Zip	49093-9011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 PLAT OF TAMARAC. SEC 5 T6S R11W.
Legal Range	11W
Legal Township	06S
Legal Section	05
Legal Subdivision	PLAT OF TAMARAC
Legal Lot Number	27
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2009
Census Tract	40100

Owner

Source: St. Joseph County records · APN 009-333-027-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56849 BOW DR, THREE RIVERS, MI 49093-9011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Aug 16, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage MICHIGAN STATE HOUSING DEV AUTHORIT
Dec 07, 2017	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Dec 07, 2017 · Amount on Record
Deed Document Number	20227261
Prior Transfer Date	Oct 04, 2013
Prior Transfer Doc	1722/0333
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56849 BOW DR, THREE RIVERS, MI 49093-9011
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2023001762
Date	Mar 20, 2023
Instrument	2023001762

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	THREE RIVERS, MI 49093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 01, 2052

Interest

Adjustable	Adjustable Rate Rider

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 16, 2022
Property Address	56849 BOW DR, THREE RIVERS, MI 49093-9011
Document Number	2022007261
Map Reference	LB 5 PG 54-54A
Instrument Date	Aug 11, 2022
Instrument	2022007261
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	METRO ADVANTAGE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56849 BOW DR, 56849, THREE RIVERS, MI 49093-9011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56849 BOW DR, THREE RIVERS, MI 49093-9011

Mortgage

Date	Aug 16, 2022

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	2022007262
Date	Aug 16, 2022
Instrument	2022007262

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 07, 2017
Property Address	56849 BOW DR, THREE RIVERS, MI 49093-9011
Document Number	1896/0373
Book / Page	1896 / 0373
Map Reference	LB5 PG54-54A
Instrument Date	Dec 01, 2017
Instrument	1896-0373
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56849 BOW DR, 56849, THREE RIVERS, MI 49093-9011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56849 BOW DR, THREE RIVERS, MI 49093-9011

Mortgage

Document Number	18960241
Date	Dec 07, 2017
Instrument	1896-0241

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,400 (+1.66%)	$208,800 (+1.66%)
2025	$1,028.00 Homeowner's exemption	$102,700 Land $8,300 Building $94,400	$205,400 Land $16,600 Building $188,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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