5683 W Bluff, Olcott, NY 14126 Property Records

Niagara County and Newfane Town property record for 5683 W Bluff, Olcott, NY 14126

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,390 sqft · built 1920
Lot Size	0.267 acres (11,655 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jan 2009)
Tax Bill	$9,756 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`292800 5.19-1-37`

Property Details

APN / Parcel Number

Primary APN	`292800 5.19-1-37`
Alternative APN	`28000050190001037000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,390 sqft Living Area
1st Floor Area	2,126 sqft
Upper Floors Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	11,655 sqft (0.267 acres)
Lot Dimensions	185 ft deep x 63 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	408 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5683 WEST BLF
City	OLCOTT
State	NY
Zip	14126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLCOTT 212516
Legal Block	1
Legal Lot Number	37.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NEWFANE
Census Block Group	2
Census Block	2004
Census Tract	24202

Owner

5683 W Bluff is owned by two individuals who bought it in January 2009.

Source: Niagara County and Newfane Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 252, OLCOTT, NY 14126-0252
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2009 · Amount on File
Deed Sale	Jan 30, 2009 · Amount on File
Deed Book / Page	2009 / 1574
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Apr 22, 2024
Property Address	5683 WEST BLF, OLCOTT, NY 14126
Document Number	0000005755
Instrument Date	Apr 16, 2024
Instrument	2024-05755
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5683 WEST BLF, OLCOTT, NY 14126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 SHAWN DR, PENDLETON, NY 14094

Mortgage

Document Number	0000005756
Date	Apr 22, 2024
Instrument	2024-05756

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 5683 W Bluff was $9,756, up 3.8% from the year before.

Source: Niagara County and Newfane Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Newfane Town
Unified School District	Newfane Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,756.00 (+3.75%)
2025	$9,403.00	$203,500 Land $31,500 Building $172,000	$473,300 Land $73,263 Building $400,037
2023		$203,500 Land $31,500 Building $172,000	$391,300 Land $60,570 Building $330,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5683 W Bluff in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1986–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Flooding, May 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5683 W Bluff is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWFANE TOWN WDS serves 9,304 people · EPA ID NY3100573
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20