5681 Hardesty Rd, Sunderland, MD 20689 Property Records

Calvert County property record for 5681 Hardesty Rd, Sunderland, MD 20689

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,508 sqft · built 1978
Lot Size1.09 acres (47,480 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Jun 2026)
Tax Bill$4,261 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-080188

Property Details

APN / Parcel Number

Primary APN03-080188
Alternative APNs
  • 3080188
  • 080188

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,508 sqft Total Area
Basement Area776 sqft
Finished Basement776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area47,480 sqft (1.09 acres)
Garage TypeBasement
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area64 sqft
Deck Area182 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number080188
Street Address5681 HARDESTY RD
CitySUNDERLAND
StateMD
Zip20689-9537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 3 BLK A KAVADIAS ESTS
Legal SubdivisionKAVADIAS ESTATES
Legal BlockA
Legal Lot Number3
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2015
Census Tract860300

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5681 HARDESTY RD, SUNDERLAND, MD 20689-9537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2026 · Amount on Record
Deed SaleJun 1, 2026 · Amount on Record
Prior SaleApr 11, 2008
Deed Book / Page6910 / 203
Prior Transfer DateFeb 11, 2008
Prior Transfer DocKPS031460025
Record UpdatedOct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCALVERT MD
Recording DateJun 1, 2026
Property Address5681 HARDESTY RD, SUNDERLAND, MD 20689-9537
Document Number6910000203
Book / Page6910 / 203
Instrument DateMay 27, 2026
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$489,850.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5681 HARDESTY RD, SUNDERLAND, MD 20689-9537

Mortgage

Document Number6910000209,
DateJun 1, 2026
Book Page6910/209
Lender
NameMEMBER ADVANTAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$383,567 (+2.48%)$402,100 (+7.43%) Land $150,400 Building $251,700
2025$4,261.00 (+23.08%) Homeowner's exemption$374,300 (+12.3%) Land $150,400 Building $223,900$374,300 (-) Land $150,400 Building $223,900
2023$3,462.00 Homeowner's exemption$333,300$374,300 Land $150,400 Building $223,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 83% of Maryland
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

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