5581 Hardesty Rd, Sunderland, MD 20689 Property Records

Calvert County property record for 5581 Hardesty Rd, Sunderland, MD 20689

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,184 sqft · built 1979
Lot Size4.34 acres (189,050 sqft)
Owner2 Individual Names on Record
Last Sale$294,900 (Jun 2001)
Tax Bill$7,766 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-080226

Property Details

APN / Parcel Number

Primary APN03-080226
Alternative APNs
  • 3080226
  • 080226

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,184 sqft Total Area
Basement Area1,346 sqft
Finished Basement1,346 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area189,050 sqft (4.34 acres)
Garage TypeMixed
Garage Area1,473 sqft
Parking Spaces5 Parking Spaces
Pool Area648 sqft
Deck Area372 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number080226
Street Address5581 HARDESTY RD
CitySUNDERLAND
StateMD
Zip20689-9536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 6 BLK A KAVADIAS ESTS
Legal SubdivisionKAVADIAS ESTATES
Legal BlockA
Legal Lot Number6
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2015
Census Tract860300

Owner

Source: Calvert County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 223, SUNDERLAND, MD 20689-0223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2001 · Amount on Record
Deed SaleJun 4, 2001 · Amount on Record
Prior SaleSep 9, 1985 · Amount on Record
Deed Document Number20013867
Deed Book / Page1393 / 217
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address5581 HARDESTY RD, SUNDERLAND, MD 20689-9536
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyCU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5581 HARDESTY RD, SUNDERLAND, MD 20689-9536

Mortgage

Document Number0058270275
DateJan 15, 2021
Book Page5827/275
Lender
NameNASA FCU
TypeCredit Union
AddressBOWIE, MD 20716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$705,600 (+15.93%)$718,400 (+2.75%) Land $165,300 Building $553,100
2025$7,766.00 (+22.8%)
2023$6,324.00 Homeowner's exemption$608,667$699,200 Land $165,300 Building $533,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 80% of Maryland
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hardesty Rd

Nearby Streets

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