Medina County property record for 5680 Root Rd, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1996 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $117,000 (Jun 2017) |
| Tax Bill | $2,660 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-08B-24-005 |
| Primary APN | 036-08B-24-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 7 Half Baths |
| Plumbing Fixtures | 1 Plumbing Fixture |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 3,240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Lot Area | 69,696 sqft (1.6 acres) |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Deck Area | 46 sqft |
| Patio Area | 171 sqft |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Canopy | 356 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5680 ROOT RD |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275-9795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 MID PT 1.6033 AC |
| Legal Subdivision | MEDIAN GADENS ON THE LAKE SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 410000 |
Source: Medina County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5680 ROOT RD, SPENCER, OH 44275-9795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2025 | Deed of Trust, Mortgage · Line of Credit THE FARMERS SAVINGS BANK |
| Jul 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage LIBERTY HOME MORTGAGE CORP |
| Jun 5, 2017 | Survivorship Deed, Transfer · FHA Mortgage LIBERTY HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2017 · Amount on Record |
| Deed Sale | Jun 5, 2017 · Amount on Record |
| Prior Sale | Nov 9, 2010 |
| Deed Document Number | 201712246 |
| Prior Transfer Date | Dec 21, 2000 |
| Prior Transfer Doc | 0000036206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 5680 ROOT RD, SPENCER, OH 44275-9795 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5680 ROOT RD, SPENCER, OH 44275-9795 |
| Document Number | 0000002528 |
|---|---|
| Date | Feb 18, 2025 |
| Instrument | 2025OR002528 |
| Name | THE FARMERS SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | SPENCER, OH 44275 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 5680 ROOT RD, SPENCER, OH 44275-9795 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015252 |
|---|---|
| Date | Jul 11, 2017 |
| Instrument | 2017OR015252 |
| Name | LIBERTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Jun 5, 2017 |
| Property Address | 5680 ROOT RD, SPENCER, OH 44275-9795 |
| Document Number | 0000012246 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 2017OR012246 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5680 ROOT RD, SPENCER, OH 44275-9795 |
| Document Number | 0000012247 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 2017OR012247 |
| Name | LIBERTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| County Subdivision | Spencer Township |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,660.00 (+37.68%) | $70,860 (+47.56%) Land $20,170 Building $50,690 | $202,470 (+47.57%) Land $57,630 Building $144,840 |
| 2024 | $1,932.00 (+5.57%) | $48,020 (-) Land $11,630 Building $36,390 | |
| 2023 | $1,830.00 (-2.56%) | $48,020 (-) Land $11,630 Building $36,390 | |
| 2022 | $1,878.00 | $48,020 Land $11,630 Building $36,390 | $137,200 Land $33,220 Building $103,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 1,000 / 1,000 |
| Armstrong Cable · Fiber in parts of the area | 1,000 / 20 |
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