5464 Root Rd, Spencer, OH 44275 Property Records

Medina County property record for 5464 Root Rd, Spencer, OH 44275

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,264 sqft · built 2013
Lot Size	9.68 acres (421,661 sqft)
Owner	Individual Name on Record
Tax Bill	$5,949 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`036-08B-18-004`

Property Details

APN / Parcel Number

Primary APN	`036-08B-18-004`
Alternative APN	`36-08B-18-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
1st Floor Area	3,254 sqft
Upper Floors Area	637 sqft
Basement Area	1,627 sqft
Unfinished Basement	1,627 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Siding
Lot Area	421,661 sqft (9.68 acres)
Garage Type	Pole Building Garage
Garage Area	1,792 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	236 sqft
Deck Area	280 sqft
Shed	1 Shed
Shed Area	96 sqft
Greenhouse	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5464 ROOT RD
City	SPENCER
State	OH
Zip	44275-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 5 LOT 1 MID PT 9.6802 AC
Legal Lot Number	1
Jurisdiction	MEDINA OH
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1007
Census Tract	410000

Owner

Source: Medina County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5464 ROOT RD, SPENCER, OH 44275-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST OHIO HOME FINANCE INC
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit FIRST OHIO HOME FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	5464 ROOT RD, SPENCER, OH 44275-9712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020585
Date	Oct 4, 2019
Instrument	2019OR020585

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	5464 ROOT RD, SPENCER, OH 44275-9712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018752
Date	Aug 7, 2020
Instrument	2020OR018752

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Medina County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Medina County
County Subdivision	Spencer Township
Unified School District	Black River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,949.00 (+29.98%)	$158,000 (+39.27%) Land $48,130 Building $109,870	$451,430 (+39.27%) Land $137,520 Building $313,910
2024	$4,577.00 (+5.58%)	$113,450 (-) Land $27,740 Building $85,710
2023	$4,335.00	$113,450 Land $27,740 Building $85,710
2022			$324,140 Land $79,250 Building $244,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	1,000 / 1,000
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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