Okeechobee County property record for 568 SW 77th Ter, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,867 sqft · built 1979 |
| Lot Size | 5.43 acres (236,531 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Sep 2020) |
| Tax Bill | $3,073 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Sep 2020 Sale + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 1-23-37-34-0010-00043-0000 |
| Primary APN | 1-23-37-34-0010-00043-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,867 sqft Living Area |
| Gross Area | 3,922 sqft |
| 1st Floor Area | 3,187 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 236,531 sqft (5.43 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 568 SW 77TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-1550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAZY SEVEN RANCH ACRES (PLAT BOOK 5 PAGES 10 & 11) LOT 43 |
| Legal Range | 34E |
| Legal Township | 37S |
| Legal Section | 23 |
| Legal Subdivision | LAZY SEVEN RANCH ACRES |
| Legal Lot Number | 43 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 910602 |
568 SW 77th Ter is owned and occupied by two individuals who bought it in September 2020.
Source: Okeechobee County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 568 SW 77TH TER, OKEECHOBEE, FL 34974-1550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 30, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 26, 2019 | Deed of Trust, Mortgage NATIONS LNDG |
| Jul 26, 2018 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on File |
| Deed Sale | Sep 30, 2020 · Amount on File |
| Prior Sale | Jul 26, 2018 · Amount on File |
| Deed Document Number | 20209356 |
| Prior Transfer Date | Dec 20, 2005 |
| Prior Transfer Doc | 0005860878 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Aug 11, 2022 |
| Property Address | 568 SW 77TH TER, OKEECHOBEE, FL 34974-1550 |
| Document Number | 0000010961 |
| Map Reference | MB 5 PG 10&11 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 2022010961 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 568 SW 77TH TER, 568, OKEECHOBEE, FL 34974-1550 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 568 SW 77TH TER, OKEECHOBEE, FL 34974-1550 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Sep 30, 2020 |
| Property Address | 568 SW 77TH TER, OKEECHOBEE, FL 34974-1550 |
| Document Number | 0000009356 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 9356 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3138 A RD LOXAHATCHEE FL 334703885, LOXAHATCHEE, FL 33470-3885 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 568 SW 77TH TER, OKEECHOBEE, FL 34974-1550 |
| Document Number | 0000000947 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 568 SW 77TH TER OKEECHOBEE FL 349741550, OKEECHOBEE, FL 34974-1550 |
| Document Number | 0000000947 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 947 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Jul 26, 2018 |
| Property Address | 568 SW 77TH TER, OKEECHOBEE, FL 34974-1550 |
| Document Number | 0008110556 |
| Book / Page | 000811 / 000556 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 9685 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | OKEE-TANTIE TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,373.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 568 SW 77TH TER OKEECHOBEE FL 349741550, OKEECHOBEE, FL 34974-1550 |
| Document Number | 8110559 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 000811/000559 |
| Instrument | 9686 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2048 |
The 2025 property tax bill for 568 SW 77th Ter was $3,073 with exemptions applied.
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,073.00 Homeowner's exemption Widower's exemption | $217,591 | $521,545 Land $192,900 Building $328,645 |
| 2023 | $2,869.00 (+4.18%) Homeowner's exemption Widower's exemption | $205,300 (+3%) | $448,574 (+17.64%) Land $116,600 Building $331,974 |
| 2022 | $2,754.00 Homeowner's exemption Widower's exemption | $199,320 | $381,314 Land $116,600 Building $264,714 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 568 SW 77th Ter in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 92 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 568 SW 77th Ter is moderate, ranking above 63% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
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