393 SW 77th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 393 SW 77th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,607 sqft · built 1997
Lot Size	3.68 acres (160,301 sqft)
Owner	Individual Name on File
Last Sale	$599,000 (Feb 2026)
Tax Bill	$3,848 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`1-23-37-34-0030-00004-0000`

Property Details

APN / Parcel Number

Primary APN	`1-23-37-34-0030-00004-0000`

Interior

Full Baths	3 Baths
Building Area	2,607 sqft Heated Area
Gross Area	3,694 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	160,301 sqft (3.68 acres)
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	393 SW 77TH TER
City	OKEECHOBEE
State	FL
Zip	34974-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF A PORTION OF TRACT A OF LAZY SEVEN RANCH ACRES (PLAT BOOK 6 PAGE 43) TRACT A4
Legal Range	34E
Legal Township	37S
Legal Section	23
Legal Subdivision	LAZ SEVEN RACH ACRES
Legal Tract	A
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2003
Census Tract	910602

Owner

393 SW 77th Ter is owned and occupied by an individual who bought it in February 2026.

Source: Okeechobee County records, as of March 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	393 SW 77TH TER, OKEECHOBEE, FL 34974-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Warranty Deed, Transfer · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jun 10, 2022	Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC
May 5, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	Jun 10, 2022 · Amount on File
Deed Document Number	2026001265
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 4, 2026
Property Address	393 SW 77TH TER, OKEECHOBEE, FL 34974-1549
Document Number	0000001265
Map Reference	MB 6 PG 43
Instrument Date	Jan 27, 2026
Instrument	2026001265
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,193.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	393 SW 77TH TER, OKEECHOBEE, FL 34974-1549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 SW 77TH TER, OKEECHOBEE, FL 34974-1549

Mortgage

Document Number	0000001266
Date	Feb 4, 2026
Instrument	2026001266

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 10, 2022
Property Address	393 SW 77TH TER, OKEECHOBEE, FL 34974-1549
Document Number	0000008058
Map Reference	MB 6 PG 43
Instrument Date	Jun 10, 2022
Instrument	2022008058
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	393 SW 77TH TER, 393, OKEECHOBEE, FL 34974-1549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6004 GOLF VILLAS DR, BOYNTON BEACH, FL 33437-4116

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 5, 2020
Property Address	393 SW 77TH TER, OKEECHOBEE, FL 34974-1549
Document Number	0000004273
Instrument Date	Mar 19, 2020
Instrument	4273
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3784 NW 31ST AVE OKEECHOBEE FL 349721343, OKEECHOBEE, FL 34972-1343

Mortgage

Document Number	4274
Date	May 5, 2020
Instrument	4274

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 393 SW 77th Ter was $3,848 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,848.00 Homeowner's exemption	$321,268	$508,038 Land $140,400 Building $367,638
2023	$3,560.00 (+0.79%) Homeowner's exemption	$296,153 (+16.41%)	$448,496 (+17.49%) Land $81,600 Building $366,896
2022	$3,532.00 Homeowner's exemption	$254,410	$381,746 Land $81,600 Building $300,146

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 393 SW 77th Ter in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 393 SW 77th Ter is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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