568 Main St, Saugatuck, MI 49453 Property Records

Allegan County property record for 568 Main St, Saugatuck, MI 49453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 1985
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Sep 2021)
Tax Bill	$10,275 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`57-503-024-00`

Property Details

APN / Parcel Number

Primary APN	`57-503-024-00`
Alternative APN	`03-57-503-024-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,591 sqft Living Area
1st Floor Area	1,591 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	568 MAIN ST
City	SAUGATUCK
State	MI
Zip	49453-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR-COMM RE
Legal Description	LOT 24 BLOCK 3 MORRISON'S ADDITION SEC 9 T3N R16W (85)
Legal Range	16W
Legal Township	03N
Legal Section	09
Legal Subdivision	MORRISONS ADD
Legal Block	3
Legal Lot Number	24
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	2
Census Block	2025
Census Tract	30801

Owner

568 Main St is owned and occupied by an individual who bought it in September 2021.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3744 N WHIPPLE ST, 1, CHICAGO, IL 60618-8865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 14, 2021	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Sep 14, 2021 · Amount on File
Deed Book / Page	4670 / 837
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 14, 2021
Property Address	568 MAIN ST, SAUGATUCK, MI 49453-9749
Document Number	004670/837
Book / Page	4670 / 837
Map Reference	LB 2 PG 11
Instrument Date	Sep 2, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3191 BEACH TRAIL DR, 3191, SAUGATUCK, MI 49453-8416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 MAIN ST, SAUGATUCK, MI 49453-9749
Investor	Possibly a Property Investor

Mortgage

Document Number	0004670840
Date	Sep 14, 2021
Instrument	4670/840

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 14, 2021
Property Address	568 MAIN ST, SAUGATUCK, MI 49453-9749
Document Number	4670/834
Book / Page	4670 / 834
Map Reference	LB 2 PG 11
Instrument Date	Sep 2, 2021
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$2,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1954 HARSTON TRL, 1954, THE VILLAGES, FL 32162-1115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 BEACH TRAIL DR, SAUGATUCK, MI 49453-8416

Tax Assessment & Valuation

The 2025 property tax bill for 568 Main St was $10,275 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Saugatuck City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,600 Land $102,200 Building $251,400	$707,200 Land $204,400 Building $502,800
2025	$10,275.00
2023		$244,500 Land $59,100 Building $185,400	$489,000 Land $118,200 Building $370,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 568 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 568 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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