Allegan County property record for 436 Main St, Saugatuck, MI 49453
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,031 sqft |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,826 (2025) |
| Deeds & Mortgages | Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-300-081-00 |
| Primary APN | 57-300-081-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,031 sqft Living Area |
| 1st Floor Area | 1,263 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood |
|---|---|
| Foundation Type | No Foundation |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 436 MAIN ST |
|---|---|
| City | SAUGATUCK |
| State | MI |
| Zip | 49453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR-COMM RE |
| Legal Description | LOTS 81 & 82 KALAMAZOO PLAT. |
| Legal Subdivision | KALAMAZOO PLAT |
| Legal Lot Number | 81-82 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | SAUGATUCK |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 30801 |
436 Main St is owner-occupied and held in a trust since December 2024.
Source: Allegan County records, as of June 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 847, SAUGATUCK, MI 49453-0847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 2, 2024 |
| Transfer Doc | 0004996/80 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Nov 7, 2019 |
| Property Address | 436 MAIN ST, SAUGATUCK, MI 49453 |
| Document Number | 4400/697 |
| Book / Page | 4400 / 697 |
| Map Reference | LB 111 PG 551 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 847, SAUGATUCK, MI 49453-0847 |
The 2025 property tax bill for 436 Main St was $3,826 with a homeowner's exemption, up 3.2% from the year before.
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Saugatuck City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,700 (+0.78%) Land $203,400 Building $274,300 | $955,400 (+0.78%) Land $406,800 Building $548,600 | |
| 2025 | $3,826.00 (+3.24%) Homeowner's exemption | $474,000 Land $194,800 Building $279,200 | $948,000 Land $389,600 Building $558,400 |
| 2024 | $3,706.00 | ||
| 2023 | $249,400 Land $117,500 Building $131,900 | $498,800 Land $235,000 Building $263,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 436 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 73 units insured incl. 62 condo units |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Apr 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 436 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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