56649 Christopher Ln, Elkhart, IN 46516 Property Records

Elkhart County property record for 56649 Christopher Ln, Elkhart, IN 46516

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 2002
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Tax Bill	$1,680 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2011 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-05-10-326-004.000-001`

Property Details

APN / Parcel Number

Primary APN	`20-05-10-326-004.000-001`
Alternative APN	`0510326004001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	648 sqft
2nd Floor Area	648 sqft
Basement Area	648 sqft
Flooring	Subfloor

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	64 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0510326004001
Old Parcel Number	0510326004001
Street Address	56649 CHRISTOPHER LN
City	ELKHART
State	IN
Zip	46516-1193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	MEADOW GLEN ESTATES SEC 2 LOT 44
Legal Subdivision	MEADOW GLEN ESTATES
Legal Block	326
Legal Lot Number	44
Jurisdiction	ELKHART IN
Township / Civil Division	BAUGO
Census Block Group	2
Census Block	2033
Census Tract	1402

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	56649 CHRISTOPHER LN, ELKHART, IN 46516-1193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Feb 14, 2011	Loan Modification, Mortgage PNC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2002
Deed Sale	Aug 13, 2002
Prior Sale	Apr 24, 2002
Deed Document Number	2002-29208
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	56649 CHRISTOPHER LN, ELKHART, IN 46516-1193
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56649 CHRISTOPHER LN, ELKHART, IN 46516-1193

Mortgage

Document Number	0000002748
Date	Oct 25, 2022
Instrument	2022-22748

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	221 Months
Due	Mar 1, 2041

February 2011: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKHART IN
Property Address	56649 CHRISTOPHER LN, ELKHART, IN 46516-1193
Document Number	0000023586
Instrument Date	Feb 14, 2011
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56649 CHRISTOPHER LN ELKHART IN 465161193, ELKHART, IN 46516-1193

Mortgage

Document Number	0000023586
Date	Oct 31, 2017
Instrument	23586

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2042

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Baugo Township
Unified School District	Baugo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,900 (+3.04%) Land $26,200 Building $180,700	$206,900 (+3.04%) Land $26,200 Building $180,700
2024	$1,680.00 (+18.31%)	$200,800 (+12.49%) Land $26,200 Building $174,600	$200,800 (+12.49%) Land $26,200 Building $174,600
2023		$178,500 (+9.11%) Land $18,600 Building $159,900	$178,500 (+9.11%) Land $18,600 Building $159,900
2022	$1,420.00	$163,600 Land $18,600 Building $145,000	$163,600 Land $18,600 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway.

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