56609 Christopher Ln, Elkhart, IN 46516 Property Records

Elkhart County property record for 56609 Christopher Ln, Elkhart, IN 46516

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,624 sqft · built 2003
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Aug 2023)
Tax Bill	$2,310 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-05-10-326-007.000-001`

Property Details

APN / Parcel Number

Primary APN	`20-05-10-326-007.000-001`
Alternative APN	`0510326007001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	672 sqft
Basement Area	952 sqft
Finished Basement	814 sqft
Flooring	Subfloor
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Patio Area	100 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0510326007001
Old Parcel Number	0510326007001
Street Address	56609 CHRISTOPHER LN
City	ELKHART
State	IN
Zip	46516-1193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	MEADOW GLEN ESTATES SEC 3 LOT 42
Legal Subdivision	MEADOW GLEN ESTATES
Legal Block	326
Legal Lot Number	42
Jurisdiction	ELKHART IN
Township / Civil Division	BAUGO
Census Block Group	2
Census Block	2033
Census Tract	1402

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	56609 CHRISTOPHER LN, ELKHART, IN 46516-1193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 16, 2019	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK
Jul 12, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Sep 8, 2008 · Amount on Record
Deed Document Number	0000004112
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Aug 25, 2023
Property Address	56609 CHRISTOPHER LN, ELKHART, IN 46516-1193
Document Number	0000004112
Map Reference	MB 27 PG 80
Instrument Date	Aug 23, 2023
Instrument	2023-14112
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56609 CHRISTOPHER LN, ELKHART, IN 46516-1193

Mortgage

Document Number	0000004113
Date	Aug 25, 2023
Instrument	2023-14113

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKHART IN
Property Address	56609 CHRISTOPHER LN, ELKHART, IN 46516-1193
Document Number	0000022564
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56609 CHRISTOPHER LN ELKHART IN 465161193, ELKHART, IN 46516-1193

Mortgage

Document Number	0000022564
Date	Oct 29, 2019
Instrument	22564

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKHART IN
Property Address	56609 CHRISTOPHER LN, ELKHART, IN 46516-1193
Document Number	0000018711
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56609 CHRISTOPHER LN ELKHART IN 465161193, ELKHART, IN 46516-1193

Mortgage

Document Number	0000018711
Date	Aug 31, 2017
Instrument	18711

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Baugo Township
Unified School District	Baugo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,200 (+1.01%) Land $26,200 Building $235,000	$261,200 (+1.01%) Land $26,200 Building $235,000
2024	$2,310.00 (-32.1%)	$258,600 (+26.02%) Land $26,200 Building $232,400	$258,600 (+26.02%) Land $26,200 Building $232,400
2023		$205,200 (+9.32%) Land $18,600 Building $186,600	$205,200 (+9.32%) Land $18,600 Building $186,600
2022	$3,402.00 (+6.95%)	$187,700 Land $18,600 Building $169,100	$187,700 Land $18,600 Building $169,100
2021	$3,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELKHART PUBLIC WORKS AND UTILITIES serves 46,455 people · EPA ID IN5220008
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fourway.

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