5660 State Rte 10, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 5660 State Rte 10, Cobleskill, NY 12043

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,800 sqft · built 2000
Lot Size	22.9 acres (997,960 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jan 2018)
Tax Bill	$9,623 (2026)
Deeds & Mortgages	Feb 2025 Sale & Refinance Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`434400 54.-3-19`

Property Details

APN / Parcel Number

Primary APN	`434400 54.-3-19`
Alternative APNs	`440005400000030190000000` `525J188025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,800 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	2,400 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	997,960 sqft (22.9 acres)
Lot Width	902 ft Width
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	525J188025
Street Address	5660 STATE ROUTE 10
City	COBLESKILL
State	NY
Zip	12043-6700
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	PARTIAL
Legal Block	3
Legal Lot Number	19.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SEWARD
Census Block Group	4
Census Block	4018
Census Tract	740400

Owner

Source: Schoharie County and Seward Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27274 KANE LN, CONROE, TX 77385-9085
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2025	Warranty Deed, Transfer · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Jan 12, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	2018731536
Deed Book / Page	1061 / 281
Prior Transfer Date	Dec 27, 2017
Prior Transfer Doc	001061/281
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 18, 2025
Property Address	5660 STATE ROUTE 10, COBLESKILL, NY 12043-6700
Document Number	001229/153
Book / Page	1229 / 153
Instrument Date	Feb 7, 2025
Instrument	827845
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27274 KANE LN, CONROE, TX 77385-9085

Mortgage

Document Number	002105/265
Date	Feb 18, 2025
Book Page	2105/265
Instrument	827846

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jan 12, 2018
Property Address	5660 STATE ROUTE 10, COBLESKILL, NY 12043
Document Number	001061/281
Book / Page	1061 / 281
Instrument Date	Dec 27, 2017
Instrument	000000731536
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 LAFAYETTE AVE, SEA CLIFF, NY 11579-1811

Tax Assessment & Valuation

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Seward Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,623.00 (+10.47%)
2025	$8,711.00 (+0.66%)	$171,100 (-2.4%) Land $35,100 Building $136,000	$417,317 (+19.03%) Land $85,610 Building $331,707
2023		$175,300 Land $39,300 Building $136,000	$350,600 Land $78,600 Building $272,000
2020	$8,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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