5585 State Rte 10, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 5585 State Rte 10, Cobleskill, NY 12043

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details4 bd · 1.5 ba · 2,040 sqft · built 1970
Lot Size5.52 acres (240,451 sqft)
OwnerIndividual Name on Record
Tax Bill$8,813 (2026)
Flood ZoneZone X (minimal risk)
APN434400 54.-2-17

Property Details

APN / Parcel Number

Primary APN434400 54.-2-17
Alternative APNs
  • 440005400000020170000000
  • 525J101614

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,040 sqft Gross Area
1st Floor Area1,344 sqft
Upper Floors Area306 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area240,451 sqft (5.52 acres)
Lot Width974 ft Width
Garage TypeMixed
Garage Area1,280 sqft
Parking Spaces5 Parking Spaces
Pole BarnPole Barn
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number525J101614
Street Address5585 STATE ROUTE 10
CityCOBLESKILL
StateNY
Zip12043-6207
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeRA
Legal Block2
Legal Lot Number17.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSEWARD
Census Block Group4
Census Block4050
Census Tract740400

Owner

Source: Schoharie County and Seward Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5585 STATE ROUTE 10, COBLESKILL, NY 12043-6207
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 7, 2024
Transfer Doc001206/247
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSeward Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,813.00 (+9.72%)
2025$8,032.00 (+12.4%)$156,700 (-) Land $30,800 Building $125,900$382,195 (+21.95%) Land $75,122 Building $307,073
2023$156,700 Land $30,800 Building $125,900$313,400 Land $61,600 Building $251,800
2020$7,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rte 10

Nearby Streets

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