5660 NW Whispering Oaks, Cameron, MO 64429 Property Records

Caldwell County property record for 5660 NW Whispering Oaks, Cameron, MO 64429

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,224 sqft · built 2004
Lot Size	10 acres (435,600 sqft)
Owner	Company Name on Record
Tax Bill	$3,355 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-8-28-4.06`

Property Details

APN / Parcel Number

Primary APN	`04-8-28-4.06`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,224 sqft Living Area
Basement Area	1,308 sqft
Finished Basement	1,308 sqft
Unfinished Basement	1,308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Detached
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	442 sqft
Deck Area	190 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5660 NW WHISPERING OAKS
City	CAMERON
State	MO
Zip	64429-8607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-57-29 A TRACT OF LAND BEG 972.28' N OF W QTR COR SEC 28, TH., N 323.32', E 1350.16', S 323.24', W 1348.55' TO POB. THIS BE
Legal Range	29
Legal Township	57
Legal Section	28
Legal Tract	7
Jurisdiction	CALDWELL MO
Township / Civil Division	KIDDER
Census Block Group	1
Census Block	1243
Census Tract	950202

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5660 NW WHISPERING OAKS, CAMERON, MO 64429-8607
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 29, 2023
Transfer Doc	0000064915
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	5660 NW WHISPERING OAKS, CAMERON, MO 64429-8607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	100/4272
Date	Jan 31, 2020
Book Page	100/4272
Instrument	58663

Lender

Name	BANK NORTHWEST
Type	Bank
Address	HAMILTON, MO 64644

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 27, 2040

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Kidder Township
Unified School District	Cameron R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,355.00 (+4.16%)	$53,970 (+5.95%) Land $2,110 Building $51,860	$285,600 (+5.88%) Land $11,720 Building $273,880
2024	$3,221.00
2023		$50,940 Land $2,110 Building $48,830	$269,730 Land $11,720 Building $258,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON COUNTY PWSD 3 serves 3,722 people · EPA ID MO1024155
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Internet and Communication Associates of Northern Missouri Fixed Wireless	50 / 10

May also be available: Brightspeed, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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