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5504 NW Whispering Oaks, Cameron, MO 64429 Property Records

Caldwell County property record for 5504 NW Whispering Oaks, Cameron, MO 64429

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,671 sqft · built 2003
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$429,590 (Feb 2026)
Tax Bill$2,899 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN04-8-28-4.04

Property Details

APN / Parcel Number

Primary APN04-8-28-4.04

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,671 sqft Living Area
Basement Area1,651 sqft
Finished Basement1,400 sqft
Unfinished Basement251 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleA-Frame
Construction TypeFrame
Lot Area435,600 sqft (10 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area72 sqft
Deck Area210 sqft
Patio Area210 sqft
Shed1 Shed
Utility Building450 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5504 NW WHISPERING OAKS
CityCAMERON
StateMO
Zip64429-8604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28-57-29 A TRACT OF LAND BEG W QTR COR, SEC 28, TH., N 324.48', E 1345.35', S 324.40', W 1343.74' TO POB. THIS BEING TRACT 4
Legal Range29
Legal Township57
Legal Section28
Legal Tract4
JurisdictionCALDWELL MO
Township / Civil DivisionKIDDER
Census Block Group1
Census Block1244
Census Tract950202

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5504 NW WHISPERING OAKS, CAMERON, MO 64429-8604
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Deed Document Number202669932
Deed Book / Page2026 / 230
Prior Transfer DateOct 25, 2024
Prior Transfer Doc0000067593
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL MO
Recording DateFeb 27, 2026
Property Address5504 NW WHISPERING OAKS, CAMERON, MO 64429-8604
Document Number002026/230
Book / Page2026 / 230
Instrument DateFeb 27, 2026
Instrument69932
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyCAMERON TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5504 NW WHISPERING OAKS, CAMERON, MO 64429-8604
InvestorPossibly a Property Investor

Mortgage

Document Number0000069933
DateFeb 27, 2026
Instrument69933
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCaldwell County
County SubdivisionKidder Township
Unified School DistrictCameron R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,899.00 (+5.19%)$46,640 (+7%) Land $2,150 Building $44,490$246,250 (+6.98%) Land $12,100 Building $234,150
2024$2,756.00
2023$43,590 Land $2,150 Building $41,440$230,190 Land $12,100 Building $218,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLINTON COUNTY PWSD 3
serves 3,722 people · EPA ID MO1024155
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Internet and Communication Associates of Northern Missouri
Fixed Wireless		50 / 10

May also be available: Brightspeed, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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