566 Water St, Philo, OH 43771 Property Records

Muskingum County property record for 566 Water St, Philo, OH 43771

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,144 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	Trust Name on File
Last Sale	$41,000 (Jan 2020)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`20-21-12-11-000`

Property Details

APN / Parcel Number

Primary APN	`20-21-12-11-000`
Alternative APN	`004622-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Porch	Slab
Deck Area	233 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	004622-0
Street Address	566 WATER ST
City	PHILO
State	OH
Zip	43771-3301
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 10 SQ 20 PHILO 66 X 132
Legal Subdivision	PHILO
Legal Lot Number	10
Jurisdiction	MUSKINGUM OH
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2019
Census Tract	912500

Owner

566 Water St, a residential property, is owner-occupied and held in a trust since July 2024.

Source: Muskingum County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	566 WATER ST, PHILO, OH 43771-3301
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jan 9, 2020	Sheriff's Deed, Foreclosure · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2020 · Amount on File
Deed Sale	Jan 9, 2020 · Amount on File
Prior Sale	Nov 6, 2006 · Amount on File
Deed Book / Page	2892 / 363
Last Transfer Date	Jul 12, 2024
Transfer Doc	003214/913
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	566 WATER ST, PHILO, OH 43771-3301
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002989/767
Date	May 3, 2021
Book Page	2989/767

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

January 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Jan 9, 2020
Property Address	566 WATER ST, PHILO, OH 43771-3301
Document Number	002892/363
Book / Page	2892 / 363
Map Reference	MB A-O PG 194
Instrument Date	Jan 9, 2020
Transaction Type	Foreclosure
Record Updated	Mar 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 WATER ST, PHILO, OH 43771-3303

Mortgage

Document Number	002892/410
Date	Jan 9, 2020
Book Page	2892/410

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 566 Water St was $1,287.

Source: Muskingum County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Muskingum County
County Subdivision	Harrison Township
Municipality	Philo Village
Unified School District	Franklin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,287.00	$38,010 Land $3,395 Building $34,615
2024			$108,600 Land $9,700 Building $98,900
2023	$1,272.00	$31,745 Land $2,485 Building $29,260
2021			$90,700 Land $7,100 Building $83,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 566 Water St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1980–2008)
Most Recent Claim	Mar 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 566 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHILO private · serves 974 people · EPA ID OH6001912
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Smart Way Communications Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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