550 Water St, Philo, OH 43771 Property Records

Muskingum County property record for 550 Water St, Philo, OH 43771

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,212 sqft · built 1956
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Tax Bill$858 (2025)
Deeds & MortgagesApr 2023 Transfer
Flood ZoneZone X (minimal risk)
APN20-21-12-09-000

Property Details

APN / Parcel Number

Primary APN20-21-12-09-000
Alternative APN
  • 018425-9

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,212 sqft Living Area
1st Floor Area1,212 sqft
Basement Area972 sqft
Unfinished Basement972 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleConventional
Exterior MaterialWood Siding
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area128 sqft
Deck Area56 sqft
Patio Area212 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number018425-9
Street Address550 WATER ST
CityPHILO
StateOH
Zip43771-3301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 SQ 20 PHILO 66 X 132
Legal Lot Number12
JurisdictionMUSKINGUM OH
Township / Civil DivisionHARRISON
Census Block Group2
Census Block2019
Census Tract912500

Owner

550 Water St is owned by a company that acquired it in October 2007 and is owner-occupied.

Source: Muskingum County records, as of July 14, 2026

Owner of RecordCompany Name on File
Mailing Address550 WATER ST, PHILO, OH 43771-3301
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 15, 2007
Transfer Doc002132/456
Record UpdatedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMUSKINGUM OH
Recording DateApr 12, 2023
Property Address550 WATER ST, PHILO, OH 43771-3301
Document Number003136/234
Book / Page3136 / 234
Instrument DateApr 3, 2023
Transaction TypeTransfer
Record UpdatedMar 4, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 WATER ST, PHILO, OH 43771-3301

Tax Assessment & Valuation

The 2025 property tax bill for 550 Water St was $858 with a homeowner's exemption.

Source: Muskingum County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMuskingum County
County SubdivisionHarrison Township
MunicipalityPhilo Village
Unified School DistrictFranklin Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$858.00 Homeowner's exemption$33,915 Land $2,555 Building $31,360
2024$96,900 Land $7,300 Building $89,600
2023$742.00 Homeowner's exemption$28,140 Land $1,855 Building $26,285
2021$80,400 Land $5,300 Building $75,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 550 Water St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1980–2008)
Most Recent ClaimMar 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHILO
private · serves 974 people · EPA ID OH6001912
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Smart Way Communications
Fixed Wireless
250 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on Water St

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