566 Reynolds Rd, Cross Junction, VA 22625 Property Records

Frederick County property record for 566 Reynolds Rd, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1999
Lot Size	6.63 acres (288,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Oct 2023)
Tax Bill	$1,765 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`07A-9E`

Property Details

APN / Parcel Number

Primary APN	`07A-9E`
Alternative APN	`8038522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	3,424 sqft
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	288,803 sqft (6.63 acres)
Terrain	Rolling
Porch	Porch
Porch Area	168 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8038522
Street Address	566 REYNOLDS RD
City	CROSS JUNCTION
State	VA
Zip	22625-1647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	6.63 ACRES
Legal Subdivision	2
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1027
Census Tract	50300

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	566 REYNOLDS RD, CROSS JUNCTION, VA 22625-1647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage GO MORTGAGE LLC
Nov 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Feb 25, 2008 · Amount on Record
Deed Document Number	20238859
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 4, 2023
Property Address	566 REYNOLDS RD, CROSS JUNCTION, VA 22625-1647
Document Number	0000008859
Instrument Date	Sep 29, 2023
Instrument	230008859
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	VESTA SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 REYNOLDS RD, CROSS JUNCTION, VA 22625-1647

Mortgage

Document Number	0000008862
Date	Oct 4, 2023
Instrument	230008862

Lender

Name	GO MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	566 REYNOLDS RD, CROSS JUNCTION, VA 22625-1647
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015785
Date	Nov 5, 2020
Instrument	200015785

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,765.00 (+10.38%)	$333,080 (+21.47%) Land $104,000 Building $229,080	$333,080 (+21.47%) Land $104,000 Building $229,080
2025	$1,599.00 (+14.38%)
2023	$1,398.00	$274,200 Land $85,500 Building $188,700	$274,200 Land $85,500 Building $188,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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