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  5. Reynolds Rd

520 Reynolds Rd, Cross Junction, VA 22625 Property Records

Frederick County property record for 520 Reynolds Rd, Cross Junction, VA 22625 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,474 sqft · built 2006
Lot Size6.92 acres (301,435 sqft)
Owner2 Individual Names on File
Last Sale$299,900 (May 2020)
Tax Bill$2,311 (2026)
Deeds & MortgagesApr 2024 Second Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07A-7F

Property Details

APN / Parcel Number

Primary APN07A-7F
Alternative APN
  • 8038523

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,474 sqft Living Area
Gross Area3,451 sqft
1st Floor Area1,474 sqft
Basement Area1,474 sqft
Unfinished Basement1,474 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2019
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area301,435 sqft (6.92 acres)
TerrainRolling

Exterior Amenities

PorchPorch
Porch Area135 sqft
Deck Area176 sqft
Patio Area25 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number8038523
Street Address520 REYNOLDS RD
CityCROSS JUNCTION
StateVA
Zip22625-1647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6.92 ACRES
Legal Subdivision2
JurisdictionFREDERICK VA
Township / Civil DivisionGAINESBORO
Census Block Group1
Census Block1027
Census Tract50300

Owner

Source: Frederick County records · APN 07A-7F

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address520 REYNOLDS RD, CROSS JUNCTION, VA 22625-1647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
May 18, 2020Warranty Deed, Transfer · Conventional Mortgage
INTEGRITY HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 18, 2020 · Amount on Record
Deed SaleMay 18, 2020 · Amount on Record
Prior SaleMar 27, 2006 · Amount on Record
Deed Document Number20205748
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address520 REYNOLDS RD, CROSS JUNCTION, VA 22625-1647
Transaction TypeMortgage
Record UpdatedMay 08, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003379
DateApr 23, 2024
Instrument240003379
Lender
NameSPRING EQ LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2044
Interest
Rate TypeFixed Rate

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateMay 18, 2020
Property Address520 REYNOLDS RD, CROSS JUNCTION, VA 22625-1647
Document Number0000005748
Instrument DateMay 15, 2020
Instrument200005748
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanyOLD TOWNE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 REYNOLDS RD, CROSS JUNCTION, VA 22625-1647

Mortgage

Document Number0000005749
DateMay 18, 2020
Instrument200005749
Lender
NameINTEGRITY HOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,311.00 (+10.42%)$436,100 Land $105,600 Building $330,500$436,100 Land $105,600 Building $330,500
2025$2,093.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1996–2018)
Claims Outside the SFHA2 of 6
Most Recent ClaimJun 2018, river or lake flooding

Wildfire

Wildfire RiskLow
above 38% of the US · above 63% of Virginia
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
T-Mobile USAFixed Wireless25 / 3
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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