5659 2nd St SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 5659 2nd St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	4.52 acres (196,891 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Sep 2025)
Tax Bill	$4,048 (2026)
Deeds & Mortgages	Sep 2025 Sale Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.02448.00`

Property Details

APN / Parcel Number

Primary APN	`17.02448.00`

Exterior

Lot Area	196,891 sqft (4.52 acres)

Location & Zoning

Street Address	5659 2ND ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-030 THE FAIRWAYS NORTH ADDITION LOT-003 BLOCK-001 4.52 AC
Legal Range	030
Legal Township	036
Legal Section	35
Legal Subdivision	FAIRWAYS NORTH ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2056
Census Tract	20300

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12300 ELM CREEK BLVD N, MAPLE GROVE, MN 55369-4718
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Warranty Deed, Transfer
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Deed Document Number	2025479248
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Sep 8, 2025
Property Address	5659 2ND ST SE, SAINT CLOUD, MN 56304-9796
Document Number	0000479248
Instrument Date	Aug 26, 2025
Instrument	479248
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount Recorded
Tax	$1,732.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12300 ELM CREEK BLVD N, MAPLE GROVE, MN 55369-4718

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	5659 2ND ST SE, SAINT CLOUD, MN 56304-9796
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	455664
Date	Sep 29, 2021
Instrument	455664

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,048.00 (+6.19%) Homeowner's exemption	$267,100 (-) Land $70,000 Building $197,100	$267,100 (-) Land $70,000 Building $197,100
2025	$3,812.00 (+1.28%) Homeowner's exemption	$267,100 (-4.3%) Land $70,000 Building $197,100	$267,100 (-4.3%) Land $70,000 Building $197,100
2023	$3,764.00	$279,100 Land $82,000 Building $197,100	$279,100 Land $82,000 Building $197,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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